|
FHA Government Loans -
Today's Mortgage Rates
- Important Disclosures
General Disclosures
-
Information displayed is accurate as of
the date of the latest update and is subject
to change without notice. Loan pricing can
only be locked through a home mortgage consultant.
Other restrictions may apply.
-
Due to various federal, state and local
requirements, certain products may not be
available in all areas.
-
The displayed Annual Percentage Rates (APRs)
reflect the interest rates, total points,
and additional estimated pre-paid finance
charges for the loan products shown, but
do not include other closing costs.
-
For loans with less than 20% down payment
borrower-paid mortgage insurance may apply.
-
Mortgage rates shown are based on a 60-day
lock for the purchase of a primary residence.
Under certain circumstances, a 60-day rate
lock may not be available.
-
Mortgage rates displayed may include points
as shown in the Assumptions table.
-
These mortgage rates are based on a variety
of assumptions and conditions which include
a consumer credit score which may be higher
or lower than your individual credit score.
Your loan's interest rate will depend upon
the specific characteristics of your loan
transaction and your credit profile up to
the time of closing.
FHA
-
FHA loans require both an upfront and an
annual mortgage insurance premium. The premium
varies based on the loan characteristics,
your credit score, whether you've received
loan counseling, and other factors. For
illustrative purposes on FHA loans, our
loan detail results include a mortgage insurance
payment added to the monthly principal and
interest payment.
Jumbo
-
Jumbo rates reflect a discount for meeting
certain relationship criteria, which include
a requirement that the borrower agree to
monthly payments via preauthorized electronic
funds transfer. Jumbo rates are higher for
borrowers who do not meet these criteria,
but otherwise qualify for a jumbo mortgage
loan product. Please contact your home mortgage
consultant for details regarding the relationship
criteria or with any other questions.
Conforming Loan Limits
-
Conforming loan amounts for certain loan
products have increased in federally designated
metropolitan areas. Larger limits may be
available in the state of Hawaii. To find
out if these new loan limits can help meet
your needs, contact us.
|
|
|