Did you know you can Apply Online for an FHA Home Loan?


FHA loans have been helping people become homeowners since 1934.

Some of the advantages of an FHA HOME MORTGAGE:

  • Lower credit requirements, income verification, employee verification, and underwriting fees

  • Very little paperwork

  • Easily increase or decrease the length of the term of your existing loan

  • Take advantage of current low interest rates 

  • Free 24 Hour Approval  >>> Apply Now


Buying your First Home?

January 11, 2013
First Time Home Buyers searching for loan assistance can now take advantage of FHA Government Loans First Time Home Buyer Programs that can require as little as 3 % down.  Read more »

FHA Refinance Programs (now at the lowest rates in 22 years)

October 15, 2012
The past few weeks have been a joy ride for homeowners looking to refinance,  with refinance rates and FHA mortgage rates all dipping. Homeowners have scrambled to get their mortgages modified to ease debt pressure. With the proactive help from the government, even banks have been able to keep FHA loans rate as low as possible as FHA Refinance rates dropping to historic lows. The final months of 2010 are being regarded as the  best time to refinance in almost 30 years. Read more »

FHA HARP - Home Affordable Refinance Program

October 26, 2012
The Home Affordable Refinance Program, also known as HARP, is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Unlike the Home Affordable Modification Program (HAMP), which aims to assist homeowners who are in danger of foreclosure, this program targets homeowners who are current on their monthly mortgage payments but are unable to refinance due to dropping home prices in the wake of the U.S. housing market correction Read more »



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FHA Announces a New Plan to Refinance 'Underwater Mortgages'.

September 7, 2012
The FHA Short Refinance option is targeted to help homeowners who owe more on their mortgage than their home is worth – or ‘underwater’ – because their home saw a decline in home value. Read more »

FHA Loans for a Fixer-upper (203k Program)

December 15, 2012
The Section 203(k) program is the Department of Housing and Urban Development (HUD), primary program for the rehabilitation and repair of single family properties These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures .Read more »

Financial assistance for Seniors

October 26, 2012
Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more »