NMLS

We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

FHA Loans - Helping homeowners since 1934

FHA loans are now America's most popular loan for first-time home buyers.

Some of the advantages of an FHA HOME Loan:

Low Downpayment Programs
Take advantage of Low Interest Rates
Less Paperwork than Conventional Mortgage Programs
Easliy Increase or Decrease the Length of your Loan
Free 24 Hour Pre-Approval Process

Buy a Home with an FHA Loan

First Time Home Buyer Loans

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs Read more>>

Buy a home with a Family Member Gift

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program Read more>>

Mobile - Manufactured Home Loans

An FHA Title I loan may be used for the purchase or refinancing of a manufactured home, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence of the borrower.. Read more>>

Buy an Multi-Family Home

The idea of owning rental real estate has been gaining popularity as investors tire of the swoops and swoons of the stock market. The FHA has 'non-owner' occupied programs programs for those investors. Read more>>

Buy a 2nd Home or Vacation Home

As home prices drop, many American families are using this opportunity to purchase that second home with an FHA home-equity credit line drawn on their primary residence. Read more >>

Refinance with an FHA Loan

Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month Read more>>

Consolidate Debts

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you are not left to figure out everything completely on your own. Read more>>

Refinance an Investment Property

The Federal Housing Administration (FHA) offers refinancing programs where the required equity is typically much lower when investment property is being refinanced, and the guidelines usually are less stringent than most conventional banks loans. Read more>>

Reverse Mortgage for Seniors

Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more>>

FHA Loan Information

The FHA (Federal Housing Administration) does not lend money. The FHA is part of HUD & backs individual FHA Approved Lenders.

Our responsibility is to help you find the best FHA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) FHA Approved Lender who can help you based upon many factors, including your State, the type of FHA Loan, and your Credit History.

Note: We are not affiliated with the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

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FHA News & Information

30-year fixed, 15-year fixed and 5/1 ARM rates are at record lows according to a survey of current mortgage rates published by National Lenders.
FHA Home Loan: A Smart Choice When Rates Are Low. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one's savings, credit score, income and future needs. (03/17/20)
On Dec. 27, the Department of Housing and Urban Development announced that premium rates for mortgage insurance on loans backed by the Federal Housing Administration would drop by a quarter of a percentage point. (12/27/19).