FHA Home Loans Florida

FHA loans have been helping Florida residents since 1934 

A licensed Florida FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

Florida FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ALACHUA $275,665 $352,950 $426,625 $530,150
   GAINESVILLE, FL
BAKER $330,050 $422,500 $510,700 $634,700
   JACKSONVILLE, FL
BAY $275,665 $352,950 $426,625 $530,150
   PANAMA CITY, FL
BRADFORD $275,665 $352,950 $426,625 $530,150
   NON-METRO
BREVARD $275,665 $352,950 $426,625 $530,150
   PALM BAY-MELBOURNE-TITUSVILLE, FL
BROWARD $345,000 $441,650 $533,850 $663,450
   MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
CALHOUN $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHARLOTTE $275,665 $352,950 $426,625 $530,150
   PUNTA GORDA, FL
CITRUS $275,665 $352,950 $426,625 $530,150
   HOMOSASSA SPRINGS, FL
CLAY $330,050 $422,500 $510,700 $634,700
   JACKSONVILLE, FL
COLLIER $450,800 $577,100 $697,600 $866,950
   NAPLES-IMMOKALEE-MARCO ISLAND, FL
COLUMBIA $275,665 $352,950 $426,625 $530,150
   LAKE CITY, FL
DESOTO $275,665 $352,950 $426,625 $530,150
   ARCADIA, FL
DIXIE $275,665 $352,950 $426,625 $530,150
   NON-METRO
DUVAL $330,050 $422,500 $510,700 $634,700
   JACKSONVILLE, FL
ESCAMBIA $275,665 $352,950 $426,625 $530,150
   PENSACOLA-FERRY PASS-BRENT, FL
FLAGLER $275,665 $352,950 $426,625 $530,150
   DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
FRANKLIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
GADSDEN $275,665 $352,950 $426,625 $530,150
   TALLAHASSEE, FL
GILCHRIST $275,665 $352,950 $426,625 $530,150
   GAINESVILLE, FL
GLADES $275,665 $352,950 $426,625 $530,150
   NON-METRO
GULF $275,665 $352,950 $426,625 $530,150
   PANAMA CITY, FL
HAMILTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDEE $275,665 $352,950 $426,625 $530,150
   WAUCHULA, FL
HENDRY $275,665 $352,950 $426,625 $530,150
   CLEWISTON, FL
HERNANDO $275,665 $352,950 $426,625 $530,150
   TAMPA-ST. PETERSBURG-CLEARWATER, FL
HIGHLANDS $275,665 $352,950 $426,625 $530,150
   SEBRING, FL
HILLSBOROUGH $275,665 $352,950 $426,625 $530,150
   TAMPA-ST. PETERSBURG-CLEARWATER, FL
HOLMES $275,665 $352,950 $426,625 $530,150
   NON-METRO
INDIAN RIVER $275,665 $352,950 $426,625 $530,150
   SEBASTIAN-VERO BEACH, FL
JACKSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
JEFFERSON $275,665 $352,950 $426,625 $530,150
   TALLAHASSEE, FL
LAFAYETTE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAKE $277,150 $354,800 $428,850 $532,950
   ORLANDO-KISSIMMEE-SANFORD, FL
LEE $275,665 $352,950 $426,625 $530,150
   CAPE CORAL-FORT MYERS, FL
LEON $275,665 $352,950 $426,625 $530,150
   TALLAHASSEE, FL
LEVY $275,665 $352,950 $426,625 $530,150
   NON-METRO
LIBERTY $275,665 $352,950 $426,625 $530,150
   NON-METRO
MADISON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MANATEE $287,500 $368,050 $444,900 $552,900
   NORTH PORT-SARASOTA-BRADENTON, FL
MARION $275,665 $352,950 $426,625 $530,150
   OCALA, FL
MARTIN $316,250 $404,850 $489,350 $608,150
   PORT ST. LUCIE, FL
MIAMI-DADE $345,000 $441,650 $533,850 $663,450
   MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
MONROE $529,000 $677,200 $818,600 $1,017,300
   KEY WEST, FL
NASSAU $330,050 $422,500 $510,700 $634,700
   JACKSONVILLE, FL
OKALOOSA $341,550 $437,250 $528,500 $656,800
   CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
OKEECHOBEE $275,665 $352,950 $426,625 $530,150
   OKEECHOBEE, FL
ORANGE $277,150 $354,800 $428,850 $532,950
   ORLANDO-KISSIMMEE-SANFORD, FL
OSCEOLA $277,150 $354,800 $428,850 $532,950
   ORLANDO-KISSIMMEE-SANFORD, FL
PALM BEACH $345,000 $441,650 $533,850 $663,450
   MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
PASCO $275,665 $352,950 $426,625 $530,150
   TAMPA-ST. PETERSBURG-CLEARWATER, FL
PINELLAS $275,665 $352,950 $426,625 $530,150
   TAMPA-ST. PETERSBURG-CLEARWATER, FL
POLK $275,665 $352,950 $426,625 $530,150
   LAKELAND-WINTER HAVEN, FL
PUTNAM $275,665 $352,950 $426,625 $530,150
   PALATKA, FL
SANTA ROSA $275,665 $352,950 $426,625 $530,150
   PENSACOLA-FERRY PASS-BRENT, FL
SARASOTA $287,500 $368,050 $444,900 $552,900
   NORTH PORT-SARASOTA-BRADENTON, FL
SEMINOLE $277,150 $354,800 $428,850 $532,950
   ORLANDO-KISSIMMEE-SANFORD, FL
ST. JOHNS $330,050 $422,500 $510,700 $634,700
   JACKSONVILLE, FL
ST. LUCIE $316,250 $404,850 $489,350 $608,150
   PORT ST. LUCIE, FL
SUMTER $287,500 $368,050 $444,900 $552,900
   THE VILLAGES, FL
SUWANNEE $275,665 $352,950 $426,625 $530,150
   NON-METRO
TAYLOR $275,665 $352,950 $426,625 $530,150
   NON-METRO
UNION $275,665 $352,950 $426,625 $530,150
   NON-METRO
VOLUSIA $275,665 $352,950 $426,625 $530,150
   DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
WAKULLA $275,665 $352,950 $426,625 $530,150
   TALLAHASSEE, FL
WALTON $341,550 $437,250 $528,500 $656,800
   CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
WASHINGTON $275,665 $352,950 $426,625 $530,150
   NON-METRO

 

 
 
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