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FHA Home Loans Florida

FHA loans have been helping Florida residents since 1934

A licensed Florida FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

Florida FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
ALACHUA	$275,665	$352,950	$426,625	$530,150
GAINESVILLE, FL

BAKER	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL
BAY	$275,665	$352,950	$426,625	$530,150
PANAMA CITY, FL
BRADFORD	$275,665	$352,950	$426,625	$530,150
NON-METRO
BREVARD	$275,665	$352,950	$426,625	$530,150
PALM BAY-MELBOURNE-TITUSVILLE, FL
BROWARD	$345,000	$441,650	$533,850	$663,450
MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
CALHOUN	$275,665	$352,950	$426,625	$530,150
NON-METRO
CHARLOTTE	$275,665	$352,950	$426,625	$530,150
PUNTA GORDA, FL

CITRUS	$275,665	$352,950	$426,625	$530,150
HOMOSASSA SPRINGS, FL

CLAY	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL

COLLIER	$450,800	$577,100	$697,600	$866,950
NAPLES-IMMOKALEE-MARCO ISLAND, FL
COLUMBIA	$275,665	$352,950	$426,625	$530,150
LAKE CITY, FL
DESOTO	$275,665	$352,950	$426,625	$530,150
ARCADIA, FL
DIXIE	$275,665	$352,950	$426,625	$530,150
NON-METRO
DUVAL	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL
ESCAMBIA	$275,665	$352,950	$426,625	$530,150
PENSACOLA-FERRY PASS-BRENT, FL
FLAGLER	$275,665	$352,950	$426,625	$530,150
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL

FRANKLIN	$275,665	$352,950	$426,625	$530,150
NON-METRO
GADSDEN	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL
GILCHRIST	$275,665	$352,950	$426,625	$530,150
GAINESVILLE, FL
GLADES	$275,665	$352,950	$426,625	$530,150
NON-METRO
GULF	$275,665	$352,950	$426,625	$530,150
PANAMA CITY, FL
HAMILTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
HARDEE	$275,665	$352,950	$426,625	$530,150
WAUCHULA, FL

HENDRY	$275,665	$352,950	$426,625	$530,150
CLEWISTON, FL

HERNANDO	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL
HIGHLANDS	$275,665	$352,950	$426,625	$530,150
SEBRING, FL
HILLSBOROUGH	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL
HOLMES	$275,665	$352,950	$426,625	$530,150
NON-METRO
INDIAN RIVER	$275,665	$352,950	$426,625	$530,150
SEBASTIAN-VERO BEACH, FL
JACKSON	$275,665	$352,950	$426,625	$530,150
NON-METRO

JEFFERSON	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL

LAFAYETTE	$275,665	$352,950	$426,625	$530,150
NON-METRO
LAKE	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
LEE	$275,665	$352,950	$426,625	$530,150
CAPE CORAL-FORT MYERS, FL
LEON	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL
LEVY	$275,665	$352,950	$426,625	$530,150
NON-METRO
LIBERTY	$275,665	$352,950	$426,625	$530,150
NON-METRO

MADISON	$275,665	$352,950	$426,625	$530,150
NON-METRO

MANATEE	$287,500	$368,050	$444,900	$552,900
NORTH PORT-SARASOTA-BRADENTON, FL
MARION	$275,665	$352,950	$426,625	$530,150
OCALA, FL
MARTIN	$316,250	$404,850	$489,350	$608,150
PORT ST. LUCIE, FL
MIAMI-DADE	$345,000	$441,650	$533,850	$663,450
MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
MONROE	$529,000	$677,200	$818,600	$1,017,300
KEY WEST, FL
NASSAU	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL

OKALOOSA	$341,550	$437,250	$528,500	$656,800
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL

OKEECHOBEE	$275,665	$352,950	$426,625	$530,150
OKEECHOBEE, FL

ORANGE	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
OSCEOLA	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
PALM BEACH	$345,000	$441,650	$533,850	$663,450
MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
PASCO	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL
PINELLAS	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL

POLK	$275,665	$352,950	$426,625	$530,150
LAKELAND-WINTER HAVEN, FL

PUTNAM	$275,665	$352,950	$426,625	$530,150
PALATKA, FL

SANTA ROSA	$275,665	$352,950	$426,625	$530,150
PENSACOLA-FERRY PASS-BRENT, FL
SARASOTA	$287,500	$368,050	$444,900	$552,900
NORTH PORT-SARASOTA-BRADENTON, FL
SEMINOLE	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
ST. JOHNS	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL
ST. LUCIE	$316,250	$404,850	$489,350	$608,150
PORT ST. LUCIE, FL

SUMTER	$287,500	$368,050	$444,900	$552,900
THE VILLAGES, FL

SUWANNEE	$275,665	$352,950	$426,625	$530,150
NON-METRO

TAYLOR	$275,665	$352,950	$426,625	$530,150
NON-METRO
UNION	$275,665	$352,950	$426,625	$530,150
NON-METRO
VOLUSIA	$275,665	$352,950	$426,625	$530,150
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
WAKULLA	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL
WALTON	$341,550	$437,250	$528,500	$656,800
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
WASHINGTON	$275,665	$352,950	$426,625	$530,150
NON-METRO

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Florida

Florida FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans Florida

FHA FLORIDA