FHA Home Loans Georgia

FHA loans have been helping Georgia residents since 1934

A licensed Georgia FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

Georgia FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
APPLING	$275,665	$352,950	$426,625	$530,150
NON-METRO

ATKINSON	$275,665	$352,950	$426,625	$530,150
NON-METRO

BACON	$275,665	$352,950	$426,625	$530,150
NON-METRO

BAKER	$275,665	$352,950	$426,625	$530,150
ALBANY, GA
BALDWIN	$275,665	$352,950	$426,625	$530,150
MILLEDGEVILLE, GA
BANKS	$275,665	$352,950	$426,625	$530,150
NON-METRO
BARROW	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
BARTOW	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
BEN HILL	$275,665	$352,950	$426,625	$530,150
FITZGERALD, GA

BERRIEN	$275,665	$352,950	$426,625	$530,150
NON-METRO

BIBB	$275,665	$352,950	$426,625	$530,150
MACON, GA
BLECKLEY	$275,665	$352,950	$426,625	$530,150
NON-METRO
BRANTLEY	$275,665	$352,950	$426,625	$530,150
BRUNSWICK, GA
BROOKS	$275,665	$352,950	$426,625	$530,150
VALDOSTA, GA
BRYAN	$275,665	$352,950	$426,625	$530,150
SAVANNAH, GA
BULLOCH	$275,665	$352,950	$426,625	$530,150
STATESBORO, GA

BURKE	$275,665	$352,950	$426,625	$530,150
AUGUSTA-RICHMOND , GA-SC

BUTTS	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA

CALHOUN	$275,665	$352,950	$426,625	$530,150
NON-METRO
CAMDEN	$275,665	$352,950	$426,625	$530,150
ST. MARYS, GA
CANDLER	$275,665	$352,950	$426,625	$530,150
NON-METRO
CARROLL	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
CATOOSA	$275,665	$352,950	$426,625	$530,150
CHATTANOOGA, TN-GA
CHARLTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
CHATHAM	$275,665	$352,950	$426,625	$530,150
SAVANNAH, GA
CHATTAHOOCHEE	$289,800	$371,000	$448,450	$557,300
COLUMBUS, GA-AL
CHATTOOGA	$275,665	$352,950	$426,625	$530,150
SUMMERVILLE, GA
CHEROKEE	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
CLARKE	$320,850	$410,750	$496,500	$617,000
ATHENS-CLARKE , GA
CLAY	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLAYTON	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
CLINCH	$275,665	$352,950	$426,625	$530,150
NON-METRO

COBB	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA

COFFEE	$275,665	$352,950	$426,625	$530,150
DOUGLAS, GA
COLQUITT	$275,665	$352,950	$426,625	$530,150
MOULTRIE, GA
COLUMBIA	$275,665	$352,950	$426,625	$530,150
AUGUSTA-RICHMOND , GA-SC
COOK	$275,665	$352,950	$426,625	$530,150
NON-METRO
COWETA	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
CRAWFORD	$275,665	$352,950	$426,625	$530,150
MACON, GA

CRISP	$275,665	$352,950	$426,625	$530,150
CORDELE, GA

DADE	$275,665	$352,950	$426,625	$530,150
CHATTANOOGA, TN-GA
DAWSON	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
DECATUR	$275,665	$352,950	$426,625	$530,150
BAINBRIDGE, GA
DEKALB	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
DODGE	$275,665	$352,950	$426,625	$530,150
NON-METRO
DOOLY	$275,665	$352,950	$426,625	$530,150
NON-METRO
DOUGHERTY	$275,665	$352,950	$426,625	$530,150
ALBANY, GA
DOUGLAS	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
EARLY	$275,665	$352,950	$426,625	$530,150
NON-METRO
ECHOLS	$275,665	$352,950	$426,625	$530,150
VALDOSTA, GA
EFFINGHAM	$275,665	$352,950	$426,625	$530,150
SAVANNAH, GA
ELBERT	$275,665	$352,950	$426,625	$530,150
NON-METRO
EMANUEL	$275,665	$352,950	$426,625	$530,150
NON-METRO
EVANS	$275,665	$352,950	$426,625	$530,150
NON-METRO

FANNIN	$275,665	$352,950	$426,625	$530,150
NON-METRO

FAYETTE	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
FLOYD	$275,665	$352,950	$426,625	$530,150
ROME, GA
FORSYTH	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
FRANKLIN	$275,665	$352,950	$426,625	$530,150
NON-METRO
FULTON	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
GILMER	$275,665	$352,950	$426,625	$530,150
NON-METRO
GLASCOCK	$275,665	$352,950	$426,625	$530,150
NON-METRO

GLYNN	$275,665	$352,950	$426,625	$530,150
BRUNSWICK, GA

GORDON	$275,665	$352,950	$426,625	$530,150
CALHOUN, GA
GRADY	$275,665	$352,950	$426,625	$530,150
NON-METRO
GREENE	$515,200	$659,550	$797,250	$990,800
NON-METRO
GWINNETT	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
HABERSHAM	$275,665	$352,950	$426,625	$530,150
CORNELIA, GA
HALL	$275,665	$352,950	$426,625	$530,150
GAINESVILLE, GA
HANCOCK	$275,665	$352,950	$426,625	$530,150
MILLEDGEVILLE, GA
HARALSON	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
HARRIS	$289,800	$371,000	$448,450	$557,300
COLUMBUS, GA-AL
HART	$275,665	$352,950	$426,625	$530,150
NON-METRO
HEARD	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
HENRY	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
HOUSTON	$275,665	$352,950	$426,625	$530,150
WARNER ROBINS, GA

IRWIN	$275,665	$352,950	$426,625	$530,150
NON-METRO

JACKSON	$275,665	$352,950	$426,625	$530,150
JEFFERSON, GA

JASPER	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
JEFF DAVIS	$275,665	$352,950	$426,625	$530,150
NON-METRO
JEFFERSON	$275,665	$352,950	$426,625	$530,150
NON-METRO
JENKINS	$275,665	$352,950	$426,625	$530,150
NON-METRO
JOHNSON	$275,665	$352,950	$426,625	$530,150
DUBLIN, GA
JONES	$275,665	$352,950	$426,625	$530,150
MACON, GA

LAMAR	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
LANIER	$275,665	$352,950	$426,625	$530,150
VALDOSTA, GA
LAURENS	$275,665	$352,950	$426,625	$530,150
DUBLIN, GA
LEE	$275,665	$352,950	$426,625	$530,150
ALBANY, GA
LIBERTY	$275,665	$352,950	$426,625	$530,150
HINESVILLE, GA
LINCOLN	$275,665	$352,950	$426,625	$530,150
AUGUSTA-RICHMOND , GA-SC
LONG	$275,665	$352,950	$426,625	$530,150
HINESVILLE, GA
LOWNDES	$275,665	$352,950	$426,625	$530,150
VALDOSTA, GA

LUMPKIN	$275,665	$352,950	$426,625	$530,150
NON-METRO

MACON	$275,665	$352,950	$426,625	$530,150
NON-METRO
MADISON	$320,850	$410,750	$496,500	$617,000
ATHENS-CLARKE , GA
MARION	$289,800	$371,000	$448,450	$557,300
COLUMBUS, GA-AL
MCDUFFIE	$275,665	$352,950	$426,625	$530,150
AUGUSTA-RICHMOND , GA-SC
MCINTOSH	$275,665	$352,950	$426,625	$530,150
BRUNSWICK, GA
MERIWETHER	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA

MILLER	$275,665	$352,950	$426,625	$530,150
NON-METRO

MITCHELL	$275,665	$352,950	$426,625	$530,150
NON-METRO

MONROE	$275,665	$352,950	$426,625	$530,150
MACON, GA
MONTGOMERY	$275,665	$352,950	$426,625	$530,150
VIDALIA, GA
MORGAN	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
MURRAY	$275,665	$352,950	$426,625	$530,150
DALTON, GA
MUSCOGEE	$289,800	$371,000	$448,450	$557,300
COLUMBUS, GA-AL
NEWTON	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA

OCONEE	$320,850	$410,750	$496,500	$617,000
ATHENS-CLARKE , GA

OGLETHORPE	$320,850	$410,750	$496,500	$617,000
ATHENS-CLARKE , GA
PAULDING	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
PEACH	$275,665	$352,950	$426,625	$530,150
WARNER ROBINS, GA
PICKENS	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
PIERCE	$275,665	$352,950	$426,625	$530,150
WAYCROSS, GA
PIKE	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA

POLK	$275,665	$352,950	$426,625	$530,150
CEDARTOWN, GA

PULASKI	$275,665	$352,950	$426,625	$530,150
WARNER ROBINS, GA
PUTNAM	$275,665	$352,950	$426,625	$530,150
NON-METRO
QUITMAN	$275,665	$352,950	$426,625	$530,150
NON-METRO
RABUN	$275,665	$352,950	$426,625	$530,150
NON-METRO
RANDOLPH	$275,665	$352,950	$426,625	$530,150
NON-METRO
RICHMOND	$275,665	$352,950	$426,625	$530,150
AUGUSTA-RICHMOND , GA-SC

ROCKDALE	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
SCHLEY	$275,665	$352,950	$426,625	$530,150
AMERICUS, GA
SCREVEN	$275,665	$352,950	$426,625	$530,150
NON-METRO
SEMINOLE	$275,665	$352,950	$426,625	$530,150
NON-METRO
SPALDING	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
STEPHENS	$275,665	$352,950	$426,625	$530,150
TOCCOA, GA
STEWART	$275,665	$352,950	$426,625	$530,150
NON-METRO
SUMTER	$275,665	$352,950	$426,625	$530,150
AMERICUS, GA
TALBOT	$275,665	$352,950	$426,625	$530,150
NON-METRO
TALIAFERRO	$275,665	$352,950	$426,625	$530,150
NON-METRO
TATTNALL	$275,665	$352,950	$426,625	$530,150
NON-METRO
TAYLOR	$275,665	$352,950	$426,625	$530,150
NON-METRO
TELFAIR	$275,665	$352,950	$426,625	$530,150
NON-METRO
TERRELL	$275,665	$352,950	$426,625	$530,150
ALBANY, GA
THOMAS	$275,665	$352,950	$426,625	$530,150
THOMASVILLE, GA
TIFT	$275,665	$352,950	$426,625	$530,150
TIFTON, GA

TOOMBS	$275,665	$352,950	$426,625	$530,150
VIDALIA, GA
TOWNS	$275,665	$352,950	$426,625	$530,150
NON-METRO
TREUTLEN	$275,665	$352,950	$426,625	$530,150
NON-METRO
TROUP	$275,665	$352,950	$426,625	$530,150
LAGRANGE, GA
TURNER	$275,665	$352,950	$426,625	$530,150
NON-METRO
TWIGGS	$275,665	$352,950	$426,625	$530,150
MACON, GA
UNION	$275,665	$352,950	$426,625	$530,150
NON-METRO
UPSON	$275,665	$352,950	$426,625	$530,150
THOMASTON, GA

WALKER	$275,665	$352,950	$426,625	$530,150
CHATTANOOGA, TN-GA
WALTON	$358,800	$459,300	$555,200	$690,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA
WARE	$275,665	$352,950	$426,625	$530,150
WAYCROSS, GA
WARREN	$275,665	$352,950	$426,625	$530,150
NON-METRO
WASHINGTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
WAYNE	$275,665	$352,950	$426,625	$530,150
JESUP, GA
WEBSTER	$275,665	$352,950	$426,625	$530,150
NON-METRO
WHEELER	$275,665	$352,950	$426,625	$530,150
NON-METRO

WHITE	$275,665	$352,950	$426,625	$530,150
NON-METRO

WHITFIELD	$275,665	$352,950	$426,625	$530,150
DALTON, GA

WILCOX	$275,665	$352,950	$426,625	$530,150
NON-METRO
WILKES	$275,665	$352,950	$426,625	$530,150
NON-METRO
WILKINSON	$275,665	$352,950	$426,625	$530,150
NON-METRO
WORTH	$275,665	$352,950	$426,625	$530,150
ALBANY, GA

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Georgia

Georgia FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans Georgia

FHA GEORGIA