FHA Home Loans Illinois

FHA loans have been helping Illinois residents since 1934

A licensed Illinois FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

^{Illinois
FHA Lending Limits 2017

County Name

Single

Duplex

3 Unit

4 Unit

ADAMS

$275,665

$352,950

$426,625

$530,150

   QUINCY,
IL-MO

ALEXANDER

$275,665

$352,950

$426,625

$530,150

   CAPE
GIRARDEAU, MO-IL

BOND

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

BOONE

$339,250

$434,300

$524,950

$652,400

   ROCKFORD,
IL

BROWN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

BUREAU

$275,665

$352,950

$426,625

$530,150

   OTTAWA-PERU,
IL

CALHOUN

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

CARROLL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CASS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CHAMPAIGN

$275,665

$352,950

$426,625

$530,150

   CHAMPAIGN-URBANA,
IL

CHRISTIAN

$275,665

$352,950

$426,625

$530,150

   TAYLORVILLE,
IL

CLARK

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CLAY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CLINTON

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

COLES

$275,665

$352,950

$426,625

$530,150

   CHARLESTON-MATTOON,
IL

COOK

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

CRAWFORD

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CUMBERLAND

$275,665

$352,950

$426,625

$530,150

   CHARLESTON-MATTOON,
IL

DE WITT

$275,665

$352,950

$426,625

$530,150

   BLOOMINGTON,
IL

DEKALB

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

DOUGLAS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

DUPAGE

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

EDGAR

$275,665

$352,950

$426,625

$530,150

   NON-METRO

EDWARDS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

EFFINGHAM

$275,665

$352,950

$426,625

$530,150

   EFFINGHAM,
IL

FAYETTE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

FORD

$275,665

$352,950

$426,625

$530,150

   CHAMPAIGN-URBANA,
IL

FRANKLIN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

FULTON

$275,665

$352,950

$426,625

$530,150

   CANTON,
IL

GALLATIN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

GREENE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

GRUNDY

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

HAMILTON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

HANCOCK

$275,665

$352,950

$426,625

$530,150

   FORT
MADISON-KEOKUK, IA-IL-MO

HARDIN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

HENDERSON

$275,665

$352,950

$426,625

$530,150

   BURLINGTON,
IA-IL

HENRY

$275,665

$352,950

$426,625

$530,150

   DAVENPORT-MOLINE-ROCK
ISLAND, IA-IL

IROQUOIS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

JACKSON

$275,665

$352,950

$426,625

$530,150

   CARBONDALE-MARION,
IL

JASPER

$275,665

$352,950

$426,625

$530,150

   NON-METRO

JEFFERSON

$275,665

$352,950

$426,625

$530,150

   MOUNT
VERNON, IL

JERSEY

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

JO DAVIESS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

JOHNSON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

KANE

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

KANKAKEE

$275,665

$352,950

$426,625

$530,150

   KANKAKEE,
IL

KENDALL

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

KNOX

$275,665

$352,950

$426,625

$530,150

   GALESBURG,
IL

LAKE

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

LASALLE

$275,665

$352,950

$426,625

$530,150

   OTTAWA-PERU,
IL

LAWRENCE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LEE

$275,665

$352,950

$426,625

$530,150

   DIXON,
IL

LIVINGSTON

$275,665

$352,950

$426,625

$530,150

   PONTIAC,
IL

LOGAN

$275,665

$352,950

$426,625

$530,150

   LINCOLN,
IL

MACON

$275,665

$352,950

$426,625

$530,150

   DECATUR,
IL

MACOUPIN

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

MADISON

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

MARION

$275,665

$352,950

$426,625

$530,150

   CENTRALIA,
IL

MARSHALL

$275,665

$352,950

$426,625

$530,150

   PEORIA,
IL

MASON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MASSAC

$275,665

$352,950

$426,625

$530,150

   PADUCAH,
KY-IL

MCDONOUGH

$275,665

$352,950

$426,625

$530,150

   MACOMB,
IL

MCHENRY

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

MCLEAN

$275,665

$352,950

$426,625

$530,150

   BLOOMINGTON,
IL

MENARD

$275,665

$352,950

$426,625

$530,150

   SPRINGFIELD,
IL

MERCER

$275,665

$352,950

$426,625

$530,150

   DAVENPORT-MOLINE-ROCK
ISLAND, IA-IL

MONROE

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MORGAN

$275,665

$352,950

$426,625

$530,150

   JACKSONVILLE,
IL

MOULTRIE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

OGLE

$275,665

$352,950

$426,625

$530,150

   ROCHELLE,
IL

PEORIA

$275,665

$352,950

$426,625

$530,150

   PEORIA,
IL

PERRY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

PIATT

$275,665

$352,950

$426,625

$530,150

   CHAMPAIGN-URBANA,
IL

PIKE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

POPE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

PULASKI

$275,665

$352,950

$426,625

$530,150

   NON-METRO

PUTNAM

$275,665

$352,950

$426,625

$530,150

   OTTAWA-PERU,
IL

RANDOLPH

$275,665

$352,950

$426,625

$530,150

   NON-METRO

RICHLAND

$275,665

$352,950

$426,625

$530,150

   NON-METRO

ROCK ISLAND

$275,665

$352,950

$426,625

$530,150

   DAVENPORT-MOLINE-ROCK
ISLAND, IA-IL

SALINE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

SANGAMON

$275,665

$352,950

$426,625

$530,150

   SPRINGFIELD,
IL

SCHUYLER

$275,665

$352,950

$426,625

$530,150

   NON-METRO

SCOTT

$275,665

$352,950

$426,625

$530,150

   JACKSONVILLE,
IL

SHELBY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

ST. CLAIR

$275,665

$352,950

$426,625

$530,150

   ST.
LOUIS, MO-IL

STARK

$275,665

$352,950

$426,625

$530,150

   PEORIA,
IL

STEPHENSON

$275,665

$352,950

$426,625

$530,150

   FREEPORT,
IL

TAZEWELL

$275,665

$352,950

$426,625

$530,150

   PEORIA,
IL

UNION

$275,665

$352,950

$426,625

$530,150

   NON-METRO

VERMILION

$275,665

$352,950

$426,625

$530,150

   DANVILLE,
IL

WABASH

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WARREN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WASHINGTON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WAYNE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WHITE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WHITESIDE

$275,665

$352,950

$426,625

$530,150

   STERLING,
IL

WILL

$365,700

$468,150

$565,900

$703,250

   CHICAGO-NAPERVILLE-ELGIN,
IL-IN-WI

WILLIAMSON

$275,665

$352,950

$426,625

$530,150

   CARBONDALE-MARION,
IL

WINNEBAGO

$339,250

$434,300

$524,950

$652,400

   ROCKFORD,
IL

WOODFORD

$275,665

$352,950

$426,625

$530,150

   PEORIA,
IL}

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Illinois

Illinois FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans Illinois

FHA ILLINOIS