FHA Home Loans Iowa

FHA loans have been helping Iowa residents since 1934 

A licensed Iowa FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

Iowa FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ADAIR $275,665 $352,950 $426,625 $530,150
   NON-METRO
ADAMS $275,665 $352,950 $426,625 $530,150
   NON-METRO
ALLAMAKEE $275,665 $352,950 $426,625 $530,150
   NON-METRO
APPANOOSE $275,665 $352,950 $426,625 $530,150
   NON-METRO
AUDUBON $275,665 $352,950 $426,625 $530,150
   NON-METRO
BENTON $275,665 $352,950 $426,625 $530,150
   CEDAR RAPIDS, IA
BLACK HAWK $275,665 $352,950 $426,625 $530,150
   WATERLOO-CEDAR FALLS, IA
BOONE $275,665 $352,950 $426,625 $530,150
   BOONE, IA
BREMER $275,665 $352,950 $426,625 $530,150
   WATERLOO-CEDAR FALLS, IA
BUCHANAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
BUENA VISTA $275,665 $352,950 $426,625 $530,150
   STORM LAKE, IA
BUTLER $275,665 $352,950 $426,625 $530,150
   NON-METRO
CALHOUN $275,665 $352,950 $426,625 $530,150
   NON-METRO
CARROLL $275,665 $352,950 $426,625 $530,150
   NON-METRO
CASS $275,665 $352,950 $426,625 $530,150
   NON-METRO
CEDAR $275,665 $352,950 $426,625 $530,150
   NON-METRO
CERRO GORDO $275,665 $352,950 $426,625 $530,150
   MASON CITY, IA
CHEROKEE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHICKASAW $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLARKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLAY $275,665 $352,950 $426,625 $530,150
   SPENCER, IA
CLAYTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLINTON $275,665 $352,950 $426,625 $530,150
   CLINTON, IA
CRAWFORD $275,665 $352,950 $426,625 $530,150
   NON-METRO
DALLAS $275,665 $352,950 $426,625 $530,150
   DES MOINES-WEST DES MOINES, IA
DAVIS $275,665 $352,950 $426,625 $530,150
   OTTUMWA, IA
DECATUR $275,665 $352,950 $426,625 $530,150
   NON-METRO
DELAWARE $275,665 $352,950 $426,625 $530,150
   NON-METRO
DES MOINES $275,665 $352,950 $426,625 $530,150
   BURLINGTON, IA-IL
DICKINSON $275,665 $352,950 $426,625 $530,150
   SPIRIT LAKE, IA
DUBUQUE $275,665 $352,950 $426,625 $530,150
   DUBUQUE, IA
EMMET $275,665 $352,950 $426,625 $530,150
   NON-METRO
FAYETTE $275,665 $352,950 $426,625 $530,150
   NON-METRO
FLOYD $275,665 $352,950 $426,625 $530,150
   NON-METRO
FRANKLIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
FREMONT $275,665 $352,950 $426,625 $530,150
   NON-METRO
GREENE $275,665 $352,950 $426,625 $530,150
   NON-METRO
GRUNDY $275,665 $352,950 $426,625 $530,150
   WATERLOO-CEDAR FALLS, IA
GUTHRIE $275,665 $352,950 $426,625 $530,150
   DES MOINES-WEST DES MOINES, IA
HAMILTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HANCOCK $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARRISON $275,665 $352,950 $426,625 $530,150
   OMAHA-COUNCIL BLUFFS, NE-IA
HENRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOWARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
HUMBOLDT $275,665 $352,950 $426,625 $530,150
   NON-METRO
IDA $275,665 $352,950 $426,625 $530,150
   NON-METRO
IOWA $275,665 $352,950 $426,625 $530,150
   NON-METRO
JACKSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
JASPER $275,665 $352,950 $426,625 $530,150
   NEWTON, IA
JEFFERSON $275,665 $352,950 $426,625 $530,150
   FAIRFIELD, IA
JOHNSON $275,665 $352,950 $426,625 $530,150
   IOWA CITY, IA
JONES $275,665 $352,950 $426,625 $530,150
   CEDAR RAPIDS, IA
KEOKUK $275,665 $352,950 $426,625 $530,150
   NON-METRO
KOSSUTH $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEE $275,665 $352,950 $426,625 $530,150
   FORT MADISON-KEOKUK, IA-IL-MO
LINN $275,665 $352,950 $426,625 $530,150
   CEDAR RAPIDS, IA
LOUISA $275,665 $352,950 $426,625 $530,150
   NON-METRO
LUCAS $275,665 $352,950 $426,625 $530,150
   NON-METRO
LYON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MADISON $275,665 $352,950 $426,625 $530,150
   DES MOINES-WEST DES MOINES, IA
MAHASKA $275,665 $352,950 $426,625 $530,150
   OSKALOOSA, IA
MARION $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARSHALL $275,665 $352,950 $426,625 $530,150
   MARSHALLTOWN, IA
MILLS $275,665 $352,950 $426,625 $530,150
   OMAHA-COUNCIL BLUFFS, NE-IA
MITCHELL $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONONA $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONROE $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONTGOMERY $275,665 $352,950 $426,625 $530,150
   NON-METRO
MUSCATINE $275,665 $352,950 $426,625 $530,150
   MUSCATINE, IA
O'BRIEN $275,665 $352,950 $426,625 $530,150
   NON-METRO
OSCEOLA $275,665 $352,950 $426,625 $530,150
   NON-METRO
PAGE $275,665 $352,950 $426,625 $530,150
   NON-METRO
PALO ALTO $275,665 $352,950 $426,625 $530,150
   NON-METRO
PLYMOUTH $275,665 $352,950 $426,625 $530,150
   SIOUX CITY, IA-NE-SD
POCAHONTAS $275,665 $352,950 $426,625 $530,150
   NON-METRO
POLK $275,665 $352,950 $426,625 $530,150
   DES MOINES-WEST DES MOINES, IA
POTTAWATTAMIE $275,665 $352,950 $426,625 $530,150
   OMAHA-COUNCIL BLUFFS, NE-IA
POWESHIEK $275,665 $352,950 $426,625 $530,150
   NON-METRO
RINGGOLD $275,665 $352,950 $426,625 $530,150
   NON-METRO
SAC $275,665 $352,950 $426,625 $530,150
   NON-METRO
SCOTT $275,665 $352,950 $426,625 $530,150
   DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
SHELBY $275,665 $352,950 $426,625 $530,150
   NON-METRO
SIOUX $275,665 $352,950 $426,625 $530,150
   NON-METRO
STORY $275,665 $352,950 $426,625 $530,150
   AMES, IA
TAMA $275,665 $352,950 $426,625 $530,150
   NON-METRO
TAYLOR $275,665 $352,950 $426,625 $530,150
   NON-METRO
UNION $275,665 $352,950 $426,625 $530,150
   NON-METRO
VAN BUREN $275,665 $352,950 $426,625 $530,150
   NON-METRO
WAPELLO $275,665 $352,950 $426,625 $530,150
   OTTUMWA, IA
WARREN $275,665 $352,950 $426,625 $530,150
   DES MOINES-WEST DES MOINES, IA
WASHINGTON $275,665 $352,950 $426,625 $530,150
   IOWA CITY, IA
WAYNE $275,665 $352,950 $426,625 $530,150
   NON-METRO
WEBSTER $275,665 $352,950 $426,625 $530,150
   FORT DODGE, IA
WINNEBAGO $275,665 $352,950 $426,625 $530,150
   NON-METRO
WINNESHIEK $275,665 $352,950 $426,625 $530,150
   NON-METRO
WOODBURY $275,665 $352,950 $426,625 $530,150
   SIOUX CITY, IA-NE-SD
WORTH $275,665 $352,950 $426,625 $530,150
   MASON CITY, IA
WRIGHT $275,665 $352,950 $426,625 $530,150
   NON-METRO

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