FHA Home Loans Kentucky

FHA loans have been helping Kentucky residents since 1934

A licensed Kentucky FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

^{Kentucky FHA Lending
Limits

County Name

Single

Duplex

3 Unit

4 Unit

ADAIR

$275,665

$352,950

$426,625

$530,150

   NON-METRO

ALLEN

$275,665

$352,950

$426,625

$530,150

   BOWLING
GREEN, KY

ANDERSON

$275,665

$352,950

$426,625

$530,150

   FRANKFORT,
KY

BALLARD

$275,665

$352,950

$426,625

$530,150

   PADUCAH,
KY-IL

BARREN

$275,665

$352,950

$426,625

$530,150

   GLASGOW,
KY

BATH

$275,665

$352,950

$426,625

$530,150

   MOUNT
STERLING, KY

BELL

$275,665

$352,950

$426,625

$530,150

   MIDDLESBOROUGH,
KY

BOONE

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

BOURBON

$275,665

$352,950

$426,625

$530,150

   LEXINGTON-FAYETTE,
KY

BOYD

$275,665

$352,950

$426,625

$530,150

   HUNTINGTON-ASHLAND,
WV-KY-OH

BOYLE

$275,665

$352,950

$426,625

$530,150

   DANVILLE,
KY

BRACKEN

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

BREATHITT

$275,665

$352,950

$426,625

$530,150

   NON-METRO

BRECKINRIDGE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

BULLITT

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

BUTLER

$275,665

$352,950

$426,625

$530,150

   BOWLING
GREEN, KY

CALDWELL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CALLOWAY

$275,665

$352,950

$426,625

$530,150

   MURRAY,
KY

CAMPBELL

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

CARLISLE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CARROLL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CARTER

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CASEY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CHRISTIAN

$275,665

$352,950

$426,625

$530,150

   CLARKSVILLE,
TN-KY

CLARK

$275,665

$352,950

$426,625

$530,150

   LEXINGTON-FAYETTE,
KY

CLAY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CLINTON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CRITTENDEN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

CUMBERLAND

$275,665

$352,950

$426,625

$530,150

   NON-METRO

DAVIESS

$275,665

$352,950

$426,625

$530,150

   OWENSBORO,
KY

EDMONSON

$275,665

$352,950

$426,625

$530,150

   BOWLING
GREEN, KY

ELLIOTT

$275,665

$352,950

$426,625

$530,150

   NON-METRO

ESTILL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

FAYETTE

$275,665

$352,950

$426,625

$530,150

   LEXINGTON-FAYETTE,
KY

FLEMING

$275,665

$352,950

$426,625

$530,150

   NON-METRO

FLOYD

$275,665

$352,950

$426,625

$530,150

   NON-METRO

FRANKLIN

$275,665

$352,950

$426,625

$530,150

   FRANKFORT,
KY

FULTON

$275,665

$352,950

$426,625

$530,150

   UNION
CITY, TN-KY

GALLATIN

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

GARRARD

$275,665

$352,950

$426,625

$530,150

   NON-METRO

GRANT

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

GRAVES

$275,665

$352,950

$426,625

$530,150

   MAYFIELD,
KY

GRAYSON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

GREEN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

GREENUP

$275,665

$352,950

$426,625

$530,150

   HUNTINGTON-ASHLAND,
WV-KY-OH

HANCOCK

$275,665

$352,950

$426,625

$530,150

   OWENSBORO,
KY

HARDIN

$275,665

$352,950

$426,625

$530,150

   ELIZABETHTOWN-FORT
KNOX, KY

HARLAN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

HARRISON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

HART

$275,665

$352,950

$426,625

$530,150

   NON-METRO

HENDERSON

$275,665

$352,950

$426,625

$530,150

   EVANSVILLE,
IN-KY

HENRY

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

HICKMAN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

HOPKINS

$275,665

$352,950

$426,625

$530,150

   MADISONVILLE,
KY

JACKSON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

JEFFERSON

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

JESSAMINE

$275,665

$352,950

$426,625

$530,150

   LEXINGTON-FAYETTE,
KY

JOHNSON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

KENTON

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

KNOTT

$275,665

$352,950

$426,625

$530,150

   NON-METRO

KNOX

$275,665

$352,950

$426,625

$530,150

   LONDON,
KY

LARUE

$275,665

$352,950

$426,625

$530,150

   ELIZABETHTOWN-FORT
KNOX, KY

LAUREL

$275,665

$352,950

$426,625

$530,150

   LONDON,
KY

LAWRENCE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LEE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LESLIE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LETCHER

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LEWIS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LINCOLN

$275,665

$352,950

$426,625

$530,150

   DANVILLE,
KY

LIVINGSTON

$275,665

$352,950

$426,625

$530,150

   PADUCAH,
KY-IL

LOGAN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

LYON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MADISON

$275,665

$352,950

$426,625

$530,150

   RICHMOND-BEREA,
KY

MAGOFFIN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MARION

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MARSHALL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MARTIN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MASON

$275,665

$352,950

$426,625

$530,150

   MAYSVILLE,
KY

MCCRACKEN

$275,665

$352,950

$426,625

$530,150

   PADUCAH,
KY-IL

MCCREARY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MCLEAN

$275,665

$352,950

$426,625

$530,150

   OWENSBORO,
KY

MEADE

$275,665

$352,950

$426,625

$530,150

   ELIZABETHTOWN-FORT
KNOX, KY

MENIFEE

$275,665

$352,950

$426,625

$530,150

   MOUNT
STERLING, KY

MERCER

$275,665

$352,950

$426,625

$530,150

   NON-METRO

METCALFE

$275,665

$352,950

$426,625

$530,150

   GLASGOW,
KY

MONROE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

   MOUNT
STERLING, KY

MORGAN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

MUHLENBERG

$275,665

$352,950

$426,625

$530,150

   NON-METRO

NELSON

$275,665

$352,950

$426,625

$530,150

   BARDSTOWN,
KY

NICHOLAS

$275,665

$352,950

$426,625

$530,150

   NON-METRO

OHIO

$275,665

$352,950

$426,625

$530,150

   NON-METRO

OLDHAM

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

OWEN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

OWSLEY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

PENDLETON

$275,665

$352,950

$426,625

$530,150

   CINCINNATI,
OH-KY-IN

PERRY

$275,665

$352,950

$426,625

$530,150

   NON-METRO

PIKE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

POWELL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

PULASKI

$275,665

$352,950

$426,625

$530,150

   SOMERSET,
KY

ROBERTSON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

ROCKCASTLE

$275,665

$352,950

$426,625

$530,150

   RICHMOND-BEREA,
KY

ROWAN

$275,665

$352,950

$426,625

$530,150

   NON-METRO

RUSSELL

$275,665

$352,950

$426,625

$530,150

   NON-METRO

SCOTT

$275,665

$352,950

$426,625

$530,150

   LEXINGTON-FAYETTE,
KY

SHELBY

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

SIMPSON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

SPENCER

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

TAYLOR

$275,665

$352,950

$426,625

$530,150

   CAMPBELLSVILLE,
KY

TODD

$275,665

$352,950

$426,625

$530,150

   NON-METRO

TRIGG

$275,665

$352,950

$426,625

$530,150

   CLARKSVILLE,
TN-KY

TRIMBLE

$299,000

$382,750

$462,650

$575,000

   LOUISVILLE/JEFFERSON
, KY-IN

UNION

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WARREN

$275,665

$352,950

$426,625

$530,150

   BOWLING
GREEN, KY

WASHINGTON

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WAYNE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WEBSTER

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WHITLEY

$275,665

$352,950

$426,625

$530,150

   LONDON,
KY

WOLFE

$275,665

$352,950

$426,625

$530,150

   NON-METRO

WOODFORD

$275,665

$352,950

$426,625

$530,150

   LEXINGTON-FAYETTE,
KY}

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Kentucky

Kentucky FHA Lending Limits

FHA Loan Information

FHA News & Information

FHA Loans Kentucky

FHA KENTUCKY