FHA Home Loans Maryland

fha marylandFHA loans have been helping Maryland residents since 1934 

A licensed Maryland FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

 

Maryland FHA Lending Limits

 

County Name Single Duplex 3 Unit 4 Unit
ALLEGANY $275,665 $352,950 $426,625 $530,150
   CUMBERLAND, MD-WV
ANNE ARUNDEL $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
BALTIMORE $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
BALTIMORE CITY $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
CALVERT $636,150 $814,500 $984,525 $1,223,475
   WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
CAROLINE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CARROLL $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
CECIL $379,500 $485,800 $587,250 $729,800
   PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-D
CHARLES $636,150 $814,500 $984,525 $1,223,475
   WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
DORCHESTER $275,665 $352,950 $426,625 $530,150
   CAMBRIDGE, MD
FREDERICK $636,150 $814,500 $984,525 $1,223,475
   WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
GARRETT $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARFORD $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
HOWARD $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
KENT $290,950 $372,450 $450,200 $559,500
   NON-METRO
MONTGOMERY $636,150 $814,500 $984,525 $1,223,475
   WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
PRINCE GEORGE'S $636,150 $814,500 $984,525 $1,223,475
   WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
QUEEN ANNE'S $517,500 $662,500 $800,800 $995,200
   BALTIMORE-COLUMBIA-TOWSON, MD
SOMERSET $316,250 $404,850 $489,350 $608,150
   SALISBURY, MD-DE
ST. MARY'S $347,300 $444,600 $537,400 $667,900
   CALIFORNIA-LEXINGTON PARK, MD
TALBOT $382,950 $490,250 $592,600 $736,450
   EASTON, MD
WASHINGTON $275,665 $352,950 $426,625 $530,150
   HAGERSTOWN-MARTINSBURG, MD-WV
WICOMICO $316,250 $404,850 $489,350 $608,150
   SALISBURY, MD-DE
WORCESTER $316,250 $404,850 $489,350 $608,150
   SALISBURY, MD-DE
 
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