FHA Home Loans Massachusetts

FHA loans have been helping Massachusetts residents since 1934 

A licensed Massachusetts FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

 

Massachusetts FHA Lending Limits

County Name Single Duplex 3 Unit 4 Unit
BARNSTABLE $408,250 $522,600 $631,750 $785,100
   BARNSTABLE TOWN, MA
BERKSHIRE $275,665 $352,950 $426,625 $530,150
   PITTSFIELD, MA
BRISTOL $426,650 $546,200 $660,200 $820,500
   PROVIDENCE-WARWICK, RI-MA
DUKES $636,150 $814,500 $984,525 $1,223,475
   VINEYARD HAVEN, MA
ESSEX $598,000 $765,550 $925,350 $1,150,000
   BOSTON-CAMBRIDGE-NEWTON, MA-NH
FRANKLIN $275,665 $352,950 $426,625 $530,150
   GREENFIELD TOWN, MA
HAMPDEN $287,500 $368,050 $444,900 $552,900
   SPRINGFIELD, MA
HAMPSHIRE $287,500 $368,050 $444,900 $552,900
   SPRINGFIELD, MA
MIDDLESEX $598,000 $765,550 $925,350 $1,150,000
   BOSTON-CAMBRIDGE-NEWTON, MA-NH
NANTUCKET $636,150 $814,500 $984,525 $1,223,475
   NON-METRO
NORFOLK $598,000 $765,550 $925,350 $1,150,000
   BOSTON-CAMBRIDGE-NEWTON, MA-NH
PLYMOUTH $598,000 $765,550 $925,350 $1,150,000
   BOSTON-CAMBRIDGE-NEWTON, MA-NH
SUFFOLK $598,000 $765,550 $925,350 $1,150,000
   BOSTON-CAMBRIDGE-NEWTON, MA-NH
WORCESTER $287,500 $368,050 $444,900 $552,900
   WORCESTER, MA-CT

 
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