FHA Home Loans Michigan

FHA loans have been helping Michigan residents since 1934 

A licensed Michigan FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

 

Michigan FHA Lending Limits

County Name Single Duplex 3 Unit 4 Unit
ALCONA $275,665 $352,950 $426,625 $530,150
   NON-METRO
ALGER $275,665 $352,950 $426,625 $530,150
   NON-METRO
ALLEGAN $275,665 $352,950 $426,625 $530,150
   HOLLAND, MI
ALPENA $275,665 $352,950 $426,625 $530,150
   ALPENA, MI
ANTRIM $275,665 $352,950 $426,625 $530,150
   NON-METRO
ARENAC $275,665 $352,950 $426,625 $530,150
   NON-METRO
BARAGA $275,665 $352,950 $426,625 $530,150
   NON-METRO
BARRY $275,665 $352,950 $426,625 $530,150
   GRAND RAPIDS-WYOMING, MI
BAY $275,665 $352,950 $426,625 $530,150
   BAY CITY, MI
BENZIE $275,665 $352,950 $426,625 $530,150
   TRAVERSE CITY, MI
BERRIEN $275,665 $352,950 $426,625 $530,150
   NILES-BENTON HARBOR, MI
BRANCH $275,665 $352,950 $426,625 $530,150
   COLDWATER, MI
CALHOUN $275,665 $352,950 $426,625 $530,150
   BATTLE CREEK, MI
CASS $275,665 $352,950 $426,625 $530,150
   SOUTH BEND-MISHAWAKA, IN-MI
CHARLEVOIX $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHEBOYGAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHIPPEWA $275,665 $352,950 $426,625 $530,150
   SAULT STE. MARIE, MI
CLARE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLINTON $275,665 $352,950 $426,625 $530,150
   LANSING-EAST LANSING, MI
CRAWFORD $275,665 $352,950 $426,625 $530,150
   NON-METRO
DELTA $275,665 $352,950 $426,625 $530,150
   ESCANABA, MI
DICKINSON $275,665 $352,950 $426,625 $530,150
   IRON MOUNTAIN, MI-WI
EATON $275,665 $352,950 $426,625 $530,150
   LANSING-EAST LANSING, MI
EMMET $275,665 $352,950 $426,625 $530,150
   NON-METRO
GENESEE $275,665 $352,950 $426,625 $530,150
   FLINT, MI
GLADWIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
GOGEBIC $275,665 $352,950 $426,625 $530,150
   NON-METRO
GRAND TRAVERSE $275,665 $352,950 $426,625 $530,150
   TRAVERSE CITY, MI
GRATIOT $275,665 $352,950 $426,625 $530,150
   ALMA, MI
HILLSDALE $275,665 $352,950 $426,625 $530,150
   HILLSDALE, MI
HOUGHTON $275,665 $352,950 $426,625 $530,150
   HOUGHTON, MI
HURON $275,665 $352,950 $426,625 $530,150
   NON-METRO
INGHAM $275,665 $352,950 $426,625 $530,150
   LANSING-EAST LANSING, MI
IONIA $275,665 $352,950 $426,625 $530,150
   IONIA, MI
IOSCO $275,665 $352,950 $426,625 $530,150
   NON-METRO
IRON $275,665 $352,950 $426,625 $530,150
   NON-METRO
ISABELLA $275,665 $352,950 $426,625 $530,150
   MOUNT PLEASANT, MI
JACKSON $275,665 $352,950 $426,625 $530,150
   JACKSON, MI
KALAMAZOO $275,665 $352,950 $426,625 $530,150
   KALAMAZOO-PORTAGE, MI
KALKASKA $275,665 $352,950 $426,625 $530,150
   TRAVERSE CITY, MI
KENT $275,665 $352,950 $426,625 $530,150
   GRAND RAPIDS-WYOMING, MI
KEWEENAW $275,665 $352,950 $426,625 $530,150
   HOUGHTON, MI
LAKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAPEER $275,665 $352,950 $426,625 $530,150
   DETROIT-WARREN-DEARBORN, MI
LEELANAU $275,665 $352,950 $426,625 $530,150
   TRAVERSE CITY, MI
LENAWEE $275,665 $352,950 $426,625 $530,150
   ADRIAN, MI
LIVINGSTON $275,665 $352,950 $426,625 $530,150
   DETROIT-WARREN-DEARBORN, MI
LUCE $275,665 $352,950 $426,625 $530,150
   NON-METRO
MACKINAC $275,665 $352,950 $426,625 $530,150
   NON-METRO
MACOMB $275,665 $352,950 $426,625 $530,150
   DETROIT-WARREN-DEARBORN, MI
MANISTEE $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARQUETTE $275,665 $352,950 $426,625 $530,150
   MARQUETTE, MI
MASON $275,665 $352,950 $426,625 $530,150
   LUDINGTON, MI
MECOSTA $275,665 $352,950 $426,625 $530,150
   BIG RAPIDS, MI
MENOMINEE $275,665 $352,950 $426,625 $530,150
   MARINETTE, WI-MI
MIDLAND $275,665 $352,950 $426,625 $530,150
   MIDLAND, MI
MISSAUKEE $275,665 $352,950 $426,625 $530,150
   CADILLAC, MI
MONROE $275,665 $352,950 $426,625 $530,150
   MONROE, MI
MONTCALM $275,665 $352,950 $426,625 $530,150
   GRAND RAPIDS-WYOMING, MI
MONTMORENCY $275,665 $352,950 $426,625 $530,150
   NON-METRO
MUSKEGON $275,665 $352,950 $426,625 $530,150
   MUSKEGON, MI
NEWAYGO $275,665 $352,950 $426,625 $530,150
   NON-METRO
OAKLAND $275,665 $352,950 $426,625 $530,150
   DETROIT-WARREN-DEARBORN, MI
OCEANA $275,665 $352,950 $426,625 $530,150
   NON-METRO
OGEMAW $275,665 $352,950 $426,625 $530,150
   NON-METRO
ONTONAGON $275,665 $352,950 $426,625 $530,150
   NON-METRO
OSCEOLA $275,665 $352,950 $426,625 $530,150
   NON-METRO
OSCODA $275,665 $352,950 $426,625 $530,150
   NON-METRO
OTSEGO $275,665 $352,950 $426,625 $530,150
   NON-METRO
OTTAWA $275,665 $352,950 $426,625 $530,150
   GRAND RAPIDS-WYOMING, MI
PRESQUE ISLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
ROSCOMMON $275,665 $352,950 $426,625 $530,150
   NON-METRO
SAGINAW $275,665 $352,950 $426,625 $530,150
   SAGINAW, MI
SANILAC $275,665 $352,950 $426,625 $530,150
   NON-METRO
SCHOOLCRAFT $275,665 $352,950 $426,625 $530,150
   NON-METRO
SHIAWASSEE $275,665 $352,950 $426,625 $530,150
   OWOSSO, MI
ST. CLAIR $275,665 $352,950 $426,625 $530,150
   DETROIT-WARREN-DEARBORN, MI
ST. JOSEPH $275,665 $352,950 $426,625 $530,150
   STURGIS, MI
TUSCOLA $275,665 $352,950 $426,625 $530,150
   NON-METRO
VAN BUREN $275,665 $352,950 $426,625 $530,150
   KALAMAZOO-PORTAGE, MI
WASHTENAW $275,665 $352,950 $426,625 $530,150
   ANN ARBOR, MI
WAYNE $275,665 $352,950 $426,625 $530,150
   DETROIT-WARREN-DEARBORN, MI
WEXFORD $275,665 $352,950 $426,625 $530,150
   CADILLAC, MI

 

 
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