FHA Home Loans Minnesota

FHA loans have been helping Minnesota residents since 1934 

A licensed Minnesota FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

Minnesota FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
AITKIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
ANOKA $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
BECKER $275,665 $352,950 $426,625 $530,150
   NON-METRO
BELTRAMI $275,665 $352,950 $426,625 $530,150
   BEMIDJI, MN
BENTON $275,665 $352,950 $426,625 $530,150
   ST. CLOUD, MN
BIG STONE $275,665 $352,950 $426,625 $530,150
   NON-METRO
BLUE EARTH $275,665 $352,950 $426,625 $530,150
   MANKATO-NORTH MANKATO, MN
BROWN $275,665 $352,950 $426,625 $530,150
   NEW ULM, MN
CARLTON $275,665 $352,950 $426,625 $530,150
   DULUTH, MN-WI
CARVER $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
CASS $275,665 $352,950 $426,625 $530,150
   BRAINERD, MN
CHIPPEWA $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHISAGO $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
CLAY $275,665 $352,950 $426,625 $530,150
   FARGO, ND-MN
CLEARWATER $275,665 $352,950 $426,625 $530,150
   NON-METRO
COOK $282,900 $362,150 $437,750 $544,050
   NON-METRO
COTTONWOOD $275,665 $352,950 $426,625 $530,150
   NON-METRO
CROW WING $275,665 $352,950 $426,625 $530,150
   BRAINERD, MN
DAKOTA $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
DODGE $275,665 $352,950 $426,625 $530,150
   ROCHESTER, MN
DOUGLAS $275,665 $352,950 $426,625 $530,150
   ALEXANDRIA, MN
FARIBAULT $275,665 $352,950 $426,625 $530,150
   NON-METRO
FILLMORE $275,665 $352,950 $426,625 $530,150
   ROCHESTER, MN
FREEBORN $275,665 $352,950 $426,625 $530,150
   ALBERT LEA, MN
GOODHUE $275,665 $352,950 $426,625 $530,150
   RED WING, MN
GRANT $275,665 $352,950 $426,625 $530,150
   NON-METRO
HENNEPIN $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
HOUSTON $275,665 $352,950 $426,625 $530,150
   LA CROSSE-ONALASKA, WI-MN
HUBBARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
ISANTI $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
ITASCA $275,665 $352,950 $426,625 $530,150
   NON-METRO
JACKSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
KANABEC $275,665 $352,950 $426,625 $530,150
   NON-METRO
KANDIYOHI $275,665 $352,950 $426,625 $530,150
   WILLMAR, MN
KITTSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
KOOCHICHING $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAC QUI PARLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAKE OF THE WOO $275,665 $352,950 $426,625 $530,150
   NON-METRO
LE SUEUR $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
LINCOLN $275,665 $352,950 $426,625 $530,150
   NON-METRO
LYON $275,665 $352,950 $426,625 $530,150
   MARSHALL, MN
MAHNOMEN $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARSHALL $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARTIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
MCLEOD $275,665 $352,950 $426,625 $530,150
   HUTCHINSON, MN
MEEKER $275,665 $352,950 $426,625 $530,150
   NON-METRO
MILLE LACS $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
MORRISON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MOWER $275,665 $352,950 $426,625 $530,150
   AUSTIN, MN
MURRAY $275,665 $352,950 $426,625 $530,150
   NON-METRO
NICOLLET $275,665 $352,950 $426,625 $530,150
   MANKATO-NORTH MANKATO, MN
NOBLES $275,665 $352,950 $426,625 $530,150
   WORTHINGTON, MN
NORMAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
OLMSTED $275,665 $352,950 $426,625 $530,150
   ROCHESTER, MN
OTTER TAIL $275,665 $352,950 $426,625 $530,150
   FERGUS FALLS, MN
PENNINGTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
PINE $275,665 $352,950 $426,625 $530,150
   NON-METRO
PIPESTONE $275,665 $352,950 $426,625 $530,150
   NON-METRO
POLK $275,665 $352,950 $426,625 $530,150
   GRAND FORKS, ND-MN
POPE $275,665 $352,950 $426,625 $530,150
   NON-METRO
RAMSEY $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
RED LAKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
REDWOOD $275,665 $352,950 $426,625 $530,150
   NON-METRO
RENVILLE $275,665 $352,950 $426,625 $530,150
   NON-METRO
RICE $275,665 $352,950 $426,625 $530,150
   FARIBAULT-NORTHFIELD, MN
ROCK $275,665 $352,950 $426,625 $530,150
   NON-METRO
ROSEAU $275,665 $352,950 $426,625 $530,150
   NON-METRO
SCOTT $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
SHERBURNE $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
SIBLEY $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
ST. LOUIS $275,665 $352,950 $426,625 $530,150
   DULUTH, MN-WI
STEARNS $275,665 $352,950 $426,625 $530,150
   ST. CLOUD, MN
STEELE $275,665 $352,950 $426,625 $530,150
   OWATONNA, MN
STEVENS $275,665 $352,950 $426,625 $530,150
   NON-METRO
SWIFT $275,665 $352,950 $426,625 $530,150
   NON-METRO
TODD $275,665 $352,950 $426,625 $530,150
   NON-METRO
TRAVERSE $275,665 $352,950 $426,625 $530,150
   NON-METRO
WABASHA $275,665 $352,950 $426,625 $530,150
   ROCHESTER, MN
WADENA $275,665 $352,950 $426,625 $530,150
   NON-METRO
WASECA $275,665 $352,950 $426,625 $530,150
   NON-METRO
WASHINGTON $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
WATONWAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
WILKIN $275,665 $352,950 $426,625 $530,150
   WAHPETON, ND-MN
WINONA $275,665 $352,950 $426,625 $530,150
   WINONA, MN
WRIGHT $332,350 $425,450 $514,300 $639,150
   MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
YELLOW MEDICINE $275,665 $352,950 $426,625 $530,150
   NON-METRO

 
 
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