FHA Home Loans Missouri

FHA loans have been helping Missouri residents since 1934 

A licensed Missouri FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

Missouri FHA Lending Limits

County Name Single Duplex 3 Unit 4 Unit
ADAIR $275,665 $352,950 $426,625 $530,150
   KIRKSVILLE, MO
ANDREW $275,665 $352,950 $426,625 $530,150
   ST. JOSEPH, MO-KS
ATCHISON $275,665 $352,950 $426,625 $530,150
   NON-METRO
AUDRAIN $275,665 $352,950 $426,625 $530,150
   MEXICO, MO
BARRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
BARTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
BATES $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
BENTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
BOLLINGER $275,665 $352,950 $426,625 $530,150
   CAPE GIRARDEAU, MO-IL
BOONE $275,665 $352,950 $426,625 $530,150
   COLUMBIA, MO
BUCHANAN $275,665 $352,950 $426,625 $530,150
   ST. JOSEPH, MO-KS
BUTLER $275,665 $352,950 $426,625 $530,150
   POPLAR BLUFF, MO
CALDWELL $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
CALLAWAY $275,665 $352,950 $426,625 $530,150
   JEFFERSON CITY, MO
CAMDEN $275,665 $352,950 $426,625 $530,150
   NON-METRO
CAPE GIRARDEAU $275,665 $352,950 $426,625 $530,150
   CAPE GIRARDEAU, MO-IL
CARROLL $275,665 $352,950 $426,625 $530,150
   NON-METRO
CARTER $275,665 $352,950 $426,625 $530,150
   NON-METRO
CASS $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
CEDAR $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHARITON $275,665 $352,950 $426,625 $530,150
   NON-METRO
CHRISTIAN $275,665 $352,950 $426,625 $530,150
   SPRINGFIELD, MO
CLARK $275,665 $352,950 $426,625 $530,150
   FORT MADISON-KEOKUK, IA-IL-MO
CLAY $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
CLINTON $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
COLE $275,665 $352,950 $426,625 $530,150
   JEFFERSON CITY, MO
COOPER $275,665 $352,950 $426,625 $530,150
   NON-METRO
CRAWFORD $275,665 $352,950 $426,625 $530,150
   NON-METRO
DADE $275,665 $352,950 $426,625 $530,150
   NON-METRO
DALLAS $275,665 $352,950 $426,625 $530,150
   SPRINGFIELD, MO
DAVIESS $275,665 $352,950 $426,625 $530,150
   NON-METRO
DEKALB $275,665 $352,950 $426,625 $530,150
   ST. JOSEPH, MO-KS
DENT $275,665 $352,950 $426,625 $530,150
   NON-METRO
DOUGLAS $275,665 $352,950 $426,625 $530,150
   NON-METRO
DUNKLIN $275,665 $352,950 $426,625 $530,150
   KENNETT, MO
FRANKLIN $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
GASCONADE $275,665 $352,950 $426,625 $530,150
   NON-METRO
GENTRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
GREENE $275,665 $352,950 $426,625 $530,150
   SPRINGFIELD, MO
GRUNDY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARRISON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HENRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HICKORY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOLT $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOWARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
HOWELL $275,665 $352,950 $426,625 $530,150
   WEST PLAINS, MO
IRON $275,665 $352,950 $426,625 $530,150
   NON-METRO
JACKSON $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
JASPER $275,665 $352,950 $426,625 $530,150
   JOPLIN, MO
JEFFERSON $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
JOHNSON $275,665 $352,950 $426,625 $530,150
   WARRENSBURG, MO
KNOX $275,665 $352,950 $426,625 $530,150
   NON-METRO
LACLEDE $275,665 $352,950 $426,625 $530,150
   LEBANON, MO
LAFAYETTE $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
LAWRENCE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEWIS $275,665 $352,950 $426,625 $530,150
   QUINCY, IL-MO
LINCOLN $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
LINN $275,665 $352,950 $426,625 $530,150
   NON-METRO
LIVINGSTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MACON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MADISON $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARIES $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARION $275,665 $352,950 $426,625 $530,150
   HANNIBAL, MO
MCDONALD $275,665 $352,950 $426,625 $530,150
   FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO
MERCER $275,665 $352,950 $426,625 $530,150
   NON-METRO
MILLER $275,665 $352,950 $426,625 $530,150
   NON-METRO
MISSISSIPPI $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONITEAU $275,665 $352,950 $426,625 $530,150
   JEFFERSON CITY, MO
MONROE $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONTGOMERY $275,665 $352,950 $426,625 $530,150
   NON-METRO
MORGAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
NEW MADRID $275,665 $352,950 $426,625 $530,150
   NON-METRO
NEWTON $275,665 $352,950 $426,625 $530,150
   JOPLIN, MO
NODAWAY $275,665 $352,950 $426,625 $530,150
   MARYVILLE, MO
OREGON $275,665 $352,950 $426,625 $530,150
   NON-METRO
OSAGE $275,665 $352,950 $426,625 $530,150
   JEFFERSON CITY, MO
OZARK $275,665 $352,950 $426,625 $530,150
   NON-METRO
PEMISCOT $275,665 $352,950 $426,625 $530,150
   NON-METRO
PERRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
PETTIS $275,665 $352,950 $426,625 $530,150
   SEDALIA, MO
PHELPS $275,665 $352,950 $426,625 $530,150
   ROLLA, MO
PIKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
PLATTE $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
POLK $275,665 $352,950 $426,625 $530,150
   SPRINGFIELD, MO
PULASKI $275,665 $352,950 $426,625 $530,150
   FORT LEONARD WOOD, MO
PUTNAM $275,665 $352,950 $426,625 $530,150
   NON-METRO
RALLS $275,665 $352,950 $426,625 $530,150
   HANNIBAL, MO
RANDOLPH $275,665 $352,950 $426,625 $530,150
   MOBERLY, MO
RAY $308,200 $394,550 $476,900 $592,700
   KANSAS CITY, MO-KS
REYNOLDS $275,665 $352,950 $426,625 $530,150
   NON-METRO
RIPLEY $275,665 $352,950 $426,625 $530,150
   NON-METRO
SALINE $275,665 $352,950 $426,625 $530,150
   MARSHALL, MO
SCHUYLER $275,665 $352,950 $426,625 $530,150
   KIRKSVILLE, MO
SCOTLAND $275,665 $352,950 $426,625 $530,150
   NON-METRO
SCOTT $275,665 $352,950 $426,625 $530,150
   SIKESTON, MO
SHANNON $275,665 $352,950 $426,625 $530,150
   NON-METRO
SHELBY $275,665 $352,950 $426,625 $530,150
   NON-METRO
ST. CHARLES $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
ST. CLAIR $275,665 $352,950 $426,625 $530,150
   NON-METRO
ST. FRANCOIS $275,665 $352,950 $426,625 $530,150
   FARMINGTON, MO
ST. LOUIS $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
ST. LOUIS CITY $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
STE. GENEVIEVE $275,665 $352,950 $426,625 $530,150
   NON-METRO
STODDARD $275,665 $352,950 $426,625 $530,150
   NON-METRO
STONE $275,665 $352,950 $426,625 $530,150
   BRANSON, MO
SULLIVAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
TANEY $275,665 $352,950 $426,625 $530,150
   BRANSON, MO
TEXAS $275,665 $352,950 $426,625 $530,150
   NON-METRO
VERNON $275,665 $352,950 $426,625 $530,150
   NON-METRO
WARREN $275,665 $352,950 $426,625 $530,150
   ST. LOUIS, MO-IL
WASHINGTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
WAYNE $275,665 $352,950 $426,625 $530,150
   NON-METRO
WEBSTER $275,665 $352,950 $426,625 $530,150
   SPRINGFIELD, MO
WORTH $275,665 $352,950 $426,625 $530,150
   NON-METRO
WRIGHT $275,665 $352,950 $426,625 $530,150
   NON-METRO

 
 
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