FHA Home Loans New Mexico

FHA loans have been helping New Mexico residents since 1934 

A licensed New Mexico FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

√   Determine the best type of FHA loan that best fits your needs

√   Complete an easy 2 minute form

√   An FHA Loan Specialist will respond within 1 business day.

√   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.
 

New Mexico FHA Lending Limits

 

County Name Single Duplex 3 Unit 4 Unit
BERNALILLO $275,665 $352,950 $426,625 $530,150
   ALBUQUERQUE, NM
CATRON $395,600 $506,450 $612,150 $760,750
   NON-METRO
CHAVES $275,665 $352,950 $426,625 $530,150
   ROSWELL, NM
CIBOLA $275,665 $352,950 $426,625 $530,150
   GRANTS, NM
COLFAX $275,665 $352,950 $426,625 $530,150
   NON-METRO
CURRY $275,665 $352,950 $426,625 $530,150
   CLOVIS, NM
DE BACA $275,665 $352,950 $426,625 $530,150
   NON-METRO
DONA ANA $275,665 $352,950 $426,625 $530,150
   LAS CRUCES, NM
EDDY $275,665 $352,950 $426,625 $530,150
   CARLSBAD-ARTESIA, NM
GRANT $275,665 $352,950 $426,625 $530,150
   SILVER CITY, NM
GUADALUPE $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDING $275,665 $352,950 $426,625 $530,150
   NON-METRO
HIDALGO $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEA $275,665 $352,950 $426,625 $530,150
   HOBBS, NM
LINCOLN $275,665 $352,950 $426,625 $530,150
   NON-METRO
LOS ALAMOS $380,650 $487,300 $589,000 $732,000
   LOS ALAMOS, NM
LUNA $275,665 $352,950 $426,625 $530,150
   DEMING, NM
MCKINLEY $275,665 $352,950 $426,625 $530,150
   GALLUP, NM
MORA $275,665 $352,950 $426,625 $530,150
   NON-METRO
OTERO $275,665 $352,950 $426,625 $530,150
   ALAMOGORDO, NM
QUAY $275,665 $352,950 $426,625 $530,150
   NON-METRO
RIO ARRIBA $275,665 $352,950 $426,625 $530,150
   ESPANOLA, NM
ROOSEVELT $275,665 $352,950 $426,625 $530,150
   PORTALES, NM
SAN JUAN $275,665 $352,950 $426,625 $530,150
   FARMINGTON, NM
SAN MIGUEL $275,665 $352,950 $426,625 $530,150
   LAS VEGAS, NM
SANDOVAL $275,665 $352,950 $426,625 $530,150
   ALBUQUERQUE, NM
SANTA FE $368,000 $471,100 $569,450 $707,700
   SANTA FE, NM
SIERRA $275,665 $352,950 $426,625 $530,150
   NON-METRO
SOCORRO $275,665 $352,950 $426,625 $530,150
   NON-METRO
TAOS $286,350 $366,550 $443,100 $550,650
   TAOS, NM
TORRANCE $275,665 $352,950 $426,625 $530,150
   ALBUQUERQUE, NM
UNION $275,665 $352,950 $426,625 $530,150
   NON-METRO
VALENCIA $275,665 $352,950 $426,625 $530,150
   ALBUQUERQUE, NM

 
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