FHA Home Loans New York

FHA loans have been helping New York residents since 1934

A licensed New York FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

New York FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
ALBANY	$292,100	$373,950	$452,000	$561,700
ALBANY-SCHENECTADY-TROY, NY
ALLEGANY	$275,665	$352,950	$426,625	$530,150
NON-METRO
BRONX	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
BROOME	$275,665	$352,950	$426,625	$530,150
BINGHAMTON, NY
CATTARAUGUS	$275,665	$352,950	$426,625	$530,150
OLEAN, NY
CAYUGA	$275,665	$352,950	$426,625	$530,150
AUBURN, NY
CHAUTAUQUA	$275,665	$352,950	$426,625	$530,150
JAMESTOWN-DUNKIRK-FREDONIA, NY
CHEMUNG	$275,665	$352,950	$426,625	$530,150
ELMIRA, NY
CHENANGO	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLINTON	$275,665	$352,950	$426,625	$530,150
PLATTSBURGH, NY
COLUMBIA	$275,665	$352,950	$426,625	$530,150
HUDSON, NY
CORTLAND	$275,665	$352,950	$426,625	$530,150
CORTLAND, NY
DELAWARE	$275,665	$352,950	$426,625	$530,150
NON-METRO
DUTCHESS	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
ERIE	$275,665	$352,950	$426,625	$530,150
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY
ESSEX	$275,665	$352,950	$426,625	$530,150
NON-METRO
FRANKLIN	$275,665	$352,950	$426,625	$530,150
MALONE, NY

FULTON	$275,665	$352,950	$426,625	$530,150
GLOVERSVILLE, NY

GENESEE	$275,665	$352,950	$426,625	$530,150
BATAVIA, NY
GREENE	$275,665	$352,950	$426,625	$530,150
NON-METRO
HAMILTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
HERKIMER	$275,665	$352,950	$426,625	$530,150
UTICA-ROME, NY
JEFFERSON	$275,665	$352,950	$426,625	$530,150
WATERTOWN-FORT DRUM, NY
KINGS	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA

LEWIS	$275,665	$352,950	$426,625	$530,150
NON-METRO

LIVINGSTON	$275,665	$352,950	$426,625	$530,150
ROCHESTER, NY

MADISON	$275,665	$352,950	$426,625	$530,150
SYRACUSE, NY
MONROE	$275,665	$352,950	$426,625	$530,150
ROCHESTER, NY
MONTGOMERY	$275,665	$352,950	$426,625	$530,150
AMSTERDAM, NY
NASSAU	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
NEW YORK	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA

NIAGARA	$275,665	$352,950	$426,625	$530,150
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY
ONEIDA	$275,665	$352,950	$426,625	$530,150
UTICA-ROME, NY
ONONDAGA	$275,665	$352,950	$426,625	$530,150
SYRACUSE, NY
ONTARIO	$275,665	$352,950	$426,625	$530,150
ROCHESTER, NY
ORANGE	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
ORLEANS	$275,665	$352,950	$426,625	$530,150
ROCHESTER, NY
OSWEGO	$275,665	$352,950	$426,625	$530,150
SYRACUSE, NY
OTSEGO	$275,665	$352,950	$426,625	$530,150
ONEONTA, NY

PUTNAM	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA

QUEENS	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
RENSSELAER	$292,100	$373,950	$452,000	$561,700
ALBANY-SCHENECTADY-TROY, NY
RICHMOND	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
ROCKLAND	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
SARATOGA	$292,100	$373,950	$452,000	$561,700
ALBANY-SCHENECTADY-TROY, NY
SCHENECTADY	$292,100	$373,950	$452,000	$561,700
ALBANY-SCHENECTADY-TROY, NY

SCHOHARIE	$292,100	$373,950	$452,000	$561,700
ALBANY-SCHENECTADY-TROY, NY
SCHUYLER	$275,665	$352,950	$426,625	$530,150
NON-METRO
SENECA	$275,665	$352,950	$426,625	$530,150
SENECA FALLS, NY
ST. LAWRENCE	$275,665	$352,950	$426,625	$530,150
OGDENSBURG-MASSENA, NY
STEUBEN	$275,665	$352,950	$426,625	$530,150
CORNING, NY
SUFFOLK	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA

SULLIVAN	$275,665	$352,950	$426,625	$530,150
NON-METRO

TIOGA	$275,665	$352,950	$426,625	$530,150
BINGHAMTON, NY
TOMPKINS	$275,665	$352,950	$426,625	$530,150
ITHACA, NY
ULSTER	$275,665	$352,950	$426,625	$530,150
KINGSTON, NY
WARREN	$275,665	$352,950	$426,625	$530,150
GLENS FALLS, NY
WASHINGTON	$275,665	$352,950	$426,625	$530,150
GLENS FALLS, NY
WAYNE	$275,665	$352,950	$426,625	$530,150
ROCHESTER, NY

WESTCHESTER	$636,150	$814,500	$984,525	$1,223,475
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA

WYOMING	$275,665	$352,950	$426,625	$530,150
NON-METRO

YATES	$275,665	$352,950	$426,625	$530,150
ROCHESTER, NY

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans New York

New York FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans New York

FHA NEW YORK