FHA Home Loans Rhode Island

FHA loans have been helping Rhode Island residents since 1934 

A licensed Rhode Island FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 


             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.


Rhode Island FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
BRISTOL $426,650 $546,200 $660,200 $820,500
KENT $426,650 $546,200 $660,200 $820,500
NEWPORT $426,650 $546,200 $660,200 $820,500
PROVIDENCE $426,650 $546,200 $660,200 $820,500
WASHINGTON $426,650 $546,200 $660,200 $820,500