FHA Home Loans South Carolina

FHA loans have been helping South Carolina residents since 1934 

A licensed South Carolina FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

√   Determine the best type of FHA loan that best fits your needs

√   Complete an easy 2 minute form

√   An FHA Loan Specialist will respond within 1 business day.

√   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.
 

South Carolina FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ABBEVILLE $275,665 $352,950 $426,625 $530,150
   GREENWOOD, SC
AIKEN $275,665 $352,950 $426,625 $530,150
   AUGUSTA-RICHMOND , GA-SC
ALLENDALE $275,665 $352,950 $426,625 $530,150
   NON-METRO
ANDERSON $275,665 $352,950 $426,625 $530,150
   GREENVILLE-ANDERSON-MAULDIN, SC
BAMBERG $275,665 $352,950 $426,625 $530,150
   NON-METRO
BARNWELL $275,665 $352,950 $426,625 $530,150
   NON-METRO
BEAUFORT $350,750 $449,000 $542,750 $674,500
   HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, S
BERKELEY $357,650 $457,850 $553,450 $687,800
   CHARLESTON-NORTH CHARLESTON, SC
CALHOUN $275,665 $352,950 $426,625 $530,150
   COLUMBIA, SC
CHARLESTON $357,650 $457,850 $553,450 $687,800
   CHARLESTON-NORTH CHARLESTON, SC
CHEROKEE $275,665 $352,950 $426,625 $530,150
   GAFFNEY, SC
CHESTER $280,600 $359,200 $434,200 $539,600
   CHARLOTTE-CONCORD-GASTONIA, NC-SC
CHESTERFIELD $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLARENDON $275,665 $352,950 $426,625 $530,150
   NON-METRO
COLLETON $275,665 $352,950 $426,625 $530,150
   NON-METRO
DARLINGTON $275,665 $352,950 $426,625 $530,150
   FLORENCE, SC
DILLON $275,665 $352,950 $426,625 $530,150
   NON-METRO
DORCHESTER $357,650 $457,850 $553,450 $687,800
   CHARLESTON-NORTH CHARLESTON, SC
EDGEFIELD $275,665 $352,950 $426,625 $530,150
   AUGUSTA-RICHMOND , GA-SC
FAIRFIELD $275,665 $352,950 $426,625 $530,150
   COLUMBIA, SC
FLORENCE $275,665 $352,950 $426,625 $530,150
   FLORENCE, SC
GEORGETOWN $327,750 $419,550 $507,150 $630,300
   GEORGETOWN, SC
GREENVILLE $275,665 $352,950 $426,625 $530,150
   GREENVILLE-ANDERSON-MAULDIN, SC
GREENWOOD $275,665 $352,950 $426,625 $530,150
   GREENWOOD, SC
HAMPTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HORRY $275,665 $352,950 $426,625 $530,150
   MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH,
JASPER $350,750 $449,000 $542,750 $674,500
   HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, S
KERSHAW $275,665 $352,950 $426,625 $530,150
   COLUMBIA, SC
LANCASTER $280,600 $359,200 $434,200 $539,600
   CHARLOTTE-CONCORD-GASTONIA, NC-SC
LAURENS $275,665 $352,950 $426,625 $530,150
   GREENVILLE-ANDERSON-MAULDIN, SC
LEE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LEXINGTON $275,665 $352,950 $426,625 $530,150
   COLUMBIA, SC
MARION $275,665 $352,950 $426,625 $530,150
   NON-METRO
MARLBORO $275,665 $352,950 $426,625 $530,150
   BENNETTSVILLE, SC
MCCORMICK $275,665 $352,950 $426,625 $530,150
   NON-METRO
NEWBERRY $275,665 $352,950 $426,625 $530,150
   NEWBERRY, SC
OCONEE $275,665 $352,950 $426,625 $530,150
   SENECA, SC
ORANGEBURG $275,665 $352,950 $426,625 $530,150
   ORANGEBURG, SC
PICKENS $275,665 $352,950 $426,625 $530,150
   GREENVILLE-ANDERSON-MAULDIN, SC
RICHLAND $275,665 $352,950 $426,625 $530,150
   COLUMBIA, SC
SALUDA $275,665 $352,950 $426,625 $530,150
   COLUMBIA, SC
SPARTANBURG $275,665 $352,950 $426,625 $530,150
   SPARTANBURG, SC
SUMTER $275,665 $352,950 $426,625 $530,150
   SUMTER, SC
UNION $275,665 $352,950 $426,625 $530,150
   SPARTANBURG, SC
WILLIAMSBURG $275,665 $352,950 $426,625 $530,150
   NON-METRO
YORK $280,600 $359,200 $434,200 $539,600
   CHARLOTTE-CONCORD-GASTONIA, NC-SC
 
 
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