FHA Home Loans South Dakota

FHA loans have been helping South Dakota residents since 1934

A licensed South Dakota FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

South Dakota FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
AURORA	$275,665	$352,950	$426,625	$530,150
NON-METRO
BEADLE	$275,665	$352,950	$426,625	$530,150
HURON, SD
BENNETT	$275,665	$352,950	$426,625	$530,150
NON-METRO
BON HOMME	$275,665	$352,950	$426,625	$530,150
NON-METRO
BROOKINGS	$275,665	$352,950	$426,625	$530,150
BROOKINGS, SD
BROWN	$275,665	$352,950	$426,625	$530,150
ABERDEEN, SD
BRULE	$275,665	$352,950	$426,625	$530,150
NON-METRO
BUFFALO	$275,665	$352,950	$426,625	$530,150
NON-METRO
BUTTE	$275,665	$352,950	$426,625	$530,150
NON-METRO

CAMPBELL	$275,665	$352,950	$426,625	$530,150
NON-METRO

CHARLES MIX	$275,665	$352,950	$426,625	$530,150
NON-METRO

CLARK	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLAY	$275,665	$352,950	$426,625	$530,150
VERMILLION, SD
CODINGTON	$275,665	$352,950	$426,625	$530,150
WATERTOWN, SD
CORSON	$275,665	$352,950	$426,625	$530,150
NON-METRO
CUSTER	$275,665	$352,950	$426,625	$530,150
RAPID CITY, SD
DAVISON	$275,665	$352,950	$426,625	$530,150
MITCHELL, SD
DAY	$275,665	$352,950	$426,625	$530,150
NON-METRO
DEUEL	$275,665	$352,950	$426,625	$530,150
NON-METRO
DEWEY	$275,665	$352,950	$426,625	$530,150
NON-METRO
DOUGLAS	$275,665	$352,950	$426,625	$530,150
NON-METRO
EDMUNDS	$275,665	$352,950	$426,625	$530,150
ABERDEEN, SD
FALL RIVER	$275,665	$352,950	$426,625	$530,150
NON-METRO
FAULK	$275,665	$352,950	$426,625	$530,150
NON-METRO
GRANT	$275,665	$352,950	$426,625	$530,150
NON-METRO

GREGORY	$275,665	$352,950	$426,625	$530,150
NON-METRO

HAAKON	$275,665	$352,950	$426,625	$530,150
NON-METRO

HAMLIN	$275,665	$352,950	$426,625	$530,150
NON-METRO
HAND	$275,665	$352,950	$426,625	$530,150
NON-METRO
HANSON	$275,665	$352,950	$426,625	$530,150
MITCHELL, SD
HARDING	$275,665	$352,950	$426,625	$530,150
NON-METRO
HUGHES	$275,665	$352,950	$426,625	$530,150
PIERRE, SD
HUTCHINSON	$275,665	$352,950	$426,625	$530,150
NON-METRO

HYDE	$275,665	$352,950	$426,625	$530,150
NON-METRO

JACKSON	$275,665	$352,950	$426,625	$530,150
NON-METRO

JERAULD	$275,665	$352,950	$426,625	$530,150
NON-METRO
JONES	$275,665	$352,950	$426,625	$530,150
NON-METRO
KINGSBURY	$275,665	$352,950	$426,625	$530,150
NON-METRO
LAKE	$275,665	$352,950	$426,625	$530,150
NON-METRO
LAWRENCE	$275,665	$352,950	$426,625	$530,150
SPEARFISH, SD
LINCOLN	$275,665	$352,950	$426,625	$530,150
SIOUX FALLS, SD

LYMAN	$275,665	$352,950	$426,625	$530,150
NON-METRO

MARSHALL	$275,665	$352,950	$426,625	$530,150
NON-METRO

MCCOOK	$275,665	$352,950	$426,625	$530,150
SIOUX FALLS, SD
MCPHERSON	$275,665	$352,950	$426,625	$530,150
NON-METRO
MEADE	$275,665	$352,950	$426,625	$530,150
RAPID CITY, SD
MELLETTE	$275,665	$352,950	$426,625	$530,150
NON-METRO
MINER	$275,665	$352,950	$426,625	$530,150
NON-METRO
MINNEHAHA	$275,665	$352,950	$426,625	$530,150
SIOUX FALLS, SD

MOODY	$275,665	$352,950	$426,625	$530,150
NON-METRO

OGLALA LAKOTA	$275,665	$352,950	$426,625	$530,150
NON-METRO

PENNINGTON	$275,665	$352,950	$426,625	$530,150
RAPID CITY, SD
PERKINS	$275,665	$352,950	$426,625	$530,150
NON-METRO
POTTER	$275,665	$352,950	$426,625	$530,150
NON-METRO
ROBERTS	$275,665	$352,950	$426,625	$530,150
NON-METRO
SANBORN	$275,665	$352,950	$426,625	$530,150
NON-METRO
SPINK	$275,665	$352,950	$426,625	$530,150
NON-METRO
STANLEY	$275,665	$352,950	$426,625	$530,150
PIERRE, SD

SULLY	$275,665	$352,950	$426,625	$530,150
PIERRE, SD

TODD	$275,665	$352,950	$426,625	$530,150
NON-METRO
TRIPP	$275,665	$352,950	$426,625	$530,150
NON-METRO
TURNER	$275,665	$352,950	$426,625	$530,150
SIOUX FALLS, SD
UNION	$275,665	$352,950	$426,625	$530,150
SIOUX CITY, IA-NE-SD
WALWORTH	$275,665	$352,950	$426,625	$530,150
NON-METRO
YANKTON	$275,665	$352,950	$426,625	$530,150
YANKTON, SD

ZIEBACH	$275,665	$352,950	$426,625	$530,150
NON-METRO

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans South Dakota

South Dakota FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans South Dakota

FHA SOUTH DAKOTA