FHA Home Loans Tennessee

FHA loans have been helping Tennessee residents since 1934 

A licensed Tennessee FHA Lender can offer you a better loan including:

 

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 

Tennessee FHA Lending Limits 2017

County Name Single Duplex 3 Unit 4 Unit
ANDERSON $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
BEDFORD $275,665 $352,950 $426,625 $530,150
   SHELBYVILLE, TN
BENTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
BLEDSOE $275,665 $352,950 $426,625 $530,150
   NON-METRO
BLOUNT $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
BRADLEY $275,665 $352,950 $426,625 $530,150
   CLEVELAND, TN
CAMPBELL $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
CANNON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
CARROLL $275,665 $352,950 $426,625 $530,150
   NON-METRO
CARTER $275,665 $352,950 $426,625 $530,150
   JOHNSON CITY, TN
CHEATHAM $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
CHESTER $275,665 $352,950 $426,625 $530,150
   JACKSON, TN
CLAIBORNE $275,665 $352,950 $426,625 $530,150
   NON-METRO
CLAY $275,665 $352,950 $426,625 $530,150
   NON-METRO
COCKE $275,665 $352,950 $426,625 $530,150
   NEWPORT, TN
COFFEE $275,665 $352,950 $426,625 $530,150
   TULLAHOMA-MANCHESTER, TN
CROCKETT $275,665 $352,950 $426,625 $530,150
   JACKSON, TN
CUMBERLAND $275,665 $352,950 $426,625 $530,150
   CROSSVILLE, TN
DAVIDSON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
DECATUR $275,665 $352,950 $426,625 $530,150
   NON-METRO
DEKALB $275,665 $352,950 $426,625 $530,150
   NON-METRO
DICKSON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
DYER $275,665 $352,950 $426,625 $530,150
   DYERSBURG, TN
FAYETTE $275,665 $352,950 $426,625 $530,150
   MEMPHIS, TN-MS-AR
FENTRESS $275,665 $352,950 $426,625 $530,150
   NON-METRO
FRANKLIN $275,665 $352,950 $426,625 $530,150
   TULLAHOMA-MANCHESTER, TN
GIBSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
GILES $275,665 $352,950 $426,625 $530,150
   NON-METRO
GRAINGER $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
GREENE $275,665 $352,950 $426,625 $530,150
   GREENEVILLE, TN
GRUNDY $275,665 $352,950 $426,625 $530,150
   NON-METRO
HAMBLEN $275,665 $352,950 $426,625 $530,150
   MORRISTOWN, TN
HAMILTON $275,665 $352,950 $426,625 $530,150
   CHATTANOOGA, TN-GA
HANCOCK $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDEMAN $275,665 $352,950 $426,625 $530,150
   NON-METRO
HARDIN $275,665 $352,950 $426,625 $530,150
   NON-METRO
HAWKINS $275,665 $352,950 $426,625 $530,150
   KINGSPORT-BRISTOL-BRISTOL, TN-VA
HAYWOOD $275,665 $352,950 $426,625 $530,150
   NON-METRO
HENDERSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HENRY $275,665 $352,950 $426,625 $530,150
   PARIS, TN
HICKMAN $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
HOUSTON $275,665 $352,950 $426,625 $530,150
   NON-METRO
HUMPHREYS $275,665 $352,950 $426,625 $530,150
   NON-METRO
JACKSON $275,665 $352,950 $426,625 $530,150
   COOKEVILLE, TN
JEFFERSON $275,665 $352,950 $426,625 $530,150
   MORRISTOWN, TN
JOHNSON $275,665 $352,950 $426,625 $530,150
   NON-METRO
KNOX $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
LAKE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAUDERDALE $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAWRENCE $275,665 $352,950 $426,625 $530,150
   LAWRENCEBURG, TN
LEWIS $275,665 $352,950 $426,625 $530,150
   NON-METRO
LINCOLN $275,665 $352,950 $426,625 $530,150
   NON-METRO
LOUDON $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
MACON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
MADISON $275,665 $352,950 $426,625 $530,150
   JACKSON, TN
MARION $275,665 $352,950 $426,625 $530,150
   CHATTANOOGA, TN-GA
MARSHALL $275,665 $352,950 $426,625 $530,150
   LEWISBURG, TN
MAURY $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
MCMINN $275,665 $352,950 $426,625 $530,150
   ATHENS, TN
MCNAIRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
MEIGS $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONROE $275,665 $352,950 $426,625 $530,150
   NON-METRO
MONTGOMERY $275,665 $352,950 $426,625 $530,150
   CLARKSVILLE, TN-KY
MOORE $275,665 $352,950 $426,625 $530,150
   TULLAHOMA-MANCHESTER, TN
MORGAN $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
OBION $275,665 $352,950 $426,625 $530,150
   UNION CITY, TN-KY
OVERTON $275,665 $352,950 $426,625 $530,150
   COOKEVILLE, TN
PERRY $275,665 $352,950 $426,625 $530,150
   NON-METRO
PICKETT $275,665 $352,950 $426,625 $530,150
   NON-METRO
POLK $275,665 $352,950 $426,625 $530,150
   CLEVELAND, TN
PUTNAM $275,665 $352,950 $426,625 $530,150
   COOKEVILLE, TN
RHEA $275,665 $352,950 $426,625 $530,150
   DAYTON, TN
ROANE $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
ROBERTSON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
RUTHERFORD $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
SCOTT $275,665 $352,950 $426,625 $530,150
   NON-METRO
SEQUATCHIE $275,665 $352,950 $426,625 $530,150
   CHATTANOOGA, TN-GA
SEVIER $275,665 $352,950 $426,625 $530,150
   SEVIERVILLE, TN
SHELBY $275,665 $352,950 $426,625 $530,150
   MEMPHIS, TN-MS-AR
SMITH $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
STEWART $275,665 $352,950 $426,625 $530,150
   NON-METRO
SULLIVAN $275,665 $352,950 $426,625 $530,150
   KINGSPORT-BRISTOL-BRISTOL, TN-VA
SUMNER $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
TIPTON $275,665 $352,950 $426,625 $530,150
   MEMPHIS, TN-MS-AR
TROUSDALE $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
UNICOI $275,665 $352,950 $426,625 $530,150
   JOHNSON CITY, TN
UNION $275,665 $352,950 $426,625 $530,150
   KNOXVILLE, TN
VAN BUREN $275,665 $352,950 $426,625 $530,150
   NON-METRO
WARREN $275,665 $352,950 $426,625 $530,150
   MCMINNVILLE, TN
WASHINGTON $275,665 $352,950 $426,625 $530,150
   JOHNSON CITY, TN
WAYNE $275,665 $352,950 $426,625 $530,150
   NON-METRO
WEAKLEY $275,665 $352,950 $426,625 $530,150
   MARTIN, TN
WHITE $275,665 $352,950 $426,625 $530,150
   NON-METRO
WILLIAMSON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK
WILSON $466,900 $597,700 $722,500 $897,900
   NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

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