FHA Home Loans Virginia

FHA loans have been helping Virginia residents since 1934

A licensed Virginia FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

Virginia FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
ACCOMACK	$275,665	$352,950	$426,625	$530,150
NON-METRO

ALBEMARLE	$437,000	$559,450	$676,200	$840,400
CHARLOTTESVILLE, VA
ALEXANDRIA CITY	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
ALLEGHANY	$275,665	$352,950	$426,625	$530,150
NON-METRO
AMELIA	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
AMHERST	$292,100	$373,950	$452,000	$561,700
LYNCHBURG, VA
APPOMATTOX	$292,100	$373,950	$452,000	$561,700
LYNCHBURG, VA
ARLINGTON	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
AUGUSTA	$275,665	$352,950	$426,625	$530,150
STAUNTON-WAYNESBORO, VA

BATH	$275,665	$352,950	$426,625	$530,150
NON-METRO

BEDFORD	$292,100	$373,950	$452,000	$561,700
LYNCHBURG, VA
BEDFORD CITY	$292,100	$373,950	$452,000	$561,700
LYNCHBURG, VA
BLAND	$275,665	$352,950	$426,625	$530,150
NON-METRO
BOTETOURT	$275,665	$352,950	$426,625	$530,150
ROANOKE, VA
BRISTOL CITY	$275,665	$352,950	$426,625	$530,150
KINGSPORT-BRISTOL-BRISTOL, TN-VA
BRUNSWICK	$275,665	$352,950	$426,625	$530,150
NON-METRO

BUCHANAN	$275,665	$352,950	$426,625	$530,150
NON-METRO
BUCKINGHAM	$437,000	$559,450	$676,200	$840,400
CHARLOTTESVILLE, VA
BUENA VISTA CIT	$275,665	$352,950	$426,625	$530,150
NON-METRO
CAMPBELL	$292,100	$373,950	$452,000	$561,700
LYNCHBURG, VA
CAROLINE	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
CARROLL	$275,665	$352,950	$426,625	$530,150
NON-METRO
CHARLES CITY	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
CHARLOTTE	$275,665	$352,950	$426,625	$530,150
NON-METRO
CHARLOTTESVILLE	$437,000	$559,450	$676,200	$840,400
CHARLOTTESVILLE, VA

CHESAPEAKE CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
CHESTERFIELD	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
CLARKE	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
COLONIAL HEIGHT	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
COVINGTON CITY	$275,665	$352,950	$426,625	$530,150
NON-METRO
CRAIG	$275,665	$352,950	$426,625	$530,150
ROANOKE, VA

CULPEPER	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
CUMBERLAND	$275,665	$352,950	$426,625	$530,150
NON-METRO
DANVILLE CITY	$275,665	$352,950	$426,625	$530,150
DANVILLE, VA
DICKENSON	$275,665	$352,950	$426,625	$530,150
BIG STONE GAP, VA
DINWIDDIE	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
EMPORIA CITY	$275,665	$352,950	$426,625	$530,150
NON-METRO
ESSEX	$275,665	$352,950	$426,625	$530,150
NON-METRO
FAIRFAX	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-

FAIRFAX CITY	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-

FALLS CHURCH CI	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
FAUQUIER	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
FLOYD	$292,100	$373,950	$452,000	$561,700
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA
FLUVANNA	$437,000	$559,450	$676,200	$840,400
CHARLOTTESVILLE, VA
FRANKLIN	$275,665	$352,950	$426,625	$530,150
ROANOKE, VA
FRANKLIN CITY	$275,665	$352,950	$426,625	$530,150
NON-METRO
FREDERICK	$281,750	$360,700	$436,000	$541,800
WINCHESTER, VA-WV
FREDERICKSBURG	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
GALAX CITY	$275,665	$352,950	$426,625	$530,150
NON-METRO
GILES	$292,100	$373,950	$452,000	$561,700
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA
GLOUCESTER	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
GOOCHLAND	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA

GRAYSON	$275,665	$352,950	$426,625	$530,150
NON-METRO
GREENE	$437,000	$559,450	$676,200	$840,400
CHARLOTTESVILLE, VA
GREENSVILLE	$275,665	$352,950	$426,625	$530,150
NON-METRO
HALIFAX	$275,665	$352,950	$426,625	$530,150
NON-METRO
HAMPTON CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
HANOVER	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
HARRISONBURG CI	$277,150	$354,800	$428,850	$532,950
HARRISONBURG, VA

HENRICO	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA

HENRY	$275,665	$352,950	$426,625	$530,150
MARTINSVILLE, VA

HIGHLAND	$275,665	$352,950	$426,625	$530,150
NON-METRO
HOPEWELL CITY	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
ISLE OF WIGHT	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
JAMES CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
KING AND QUEEN	$275,665	$352,950	$426,625	$530,150
NON-METRO
KING GEORGE	$350,750	$449,000	$542,750	$674,500
NON-METRO

KING WILLIAM	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA

LANCASTER	$442,750	$566,800	$685,100	$851,450
NON-METRO
LEE	$275,665	$352,950	$426,625	$530,150
NON-METRO
LEXINGTON CITY	$290,950	$372,450	$450,200	$559,500
NON-METRO
LOUDOUN	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
LOUISA	$275,665	$352,950	$426,625	$530,150
NON-METRO
LUNENBURG	$275,665	$352,950	$426,625	$530,150
NON-METRO

LYNCHBURG CITY	$292,100	$373,950	$452,000	$561,700
LYNCHBURG, VA
MADISON	$275,665	$352,950	$426,625	$530,150
NON-METRO
MANASSAS CITY	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
MANASSAS PARK C	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
MARTINSVILLE CI	$275,665	$352,950	$426,625	$530,150
MARTINSVILLE, VA
MATHEWS	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
MECKLENBURG	$275,665	$352,950	$426,625	$530,150
NON-METRO

MIDDLESEX	$275,665	$352,950	$426,625	$530,150
NON-METRO

MONTGOMERY	$292,100	$373,950	$452,000	$561,700
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA
NELSON	$437,000	$559,450	$676,200	$840,400
CHARLOTTESVILLE, VA
NEW KENT	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
NEWPORT NEWS CI	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
NORFOLK CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA

NORTHAMPTON	$275,665	$352,950	$426,625	$530,150
NON-METRO

NORTHUMBERLAND	$318,550	$407,800	$492,950	$612,600
NON-METRO

NORTON CITY	$275,665	$352,950	$426,625	$530,150
BIG STONE GAP, VA
NOTTOWAY	$275,665	$352,950	$426,625	$530,150
NON-METRO
ORANGE	$275,665	$352,950	$426,625	$530,150
NON-METRO
PAGE	$275,665	$352,950	$426,625	$530,150
NON-METRO
PATRICK	$275,665	$352,950	$426,625	$530,150
NON-METRO
PETERSBURG CITY	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
PITTSYLVANIA	$275,665	$352,950	$426,625	$530,150
DANVILLE, VA
POQUOSON CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
PORTSMOUTH CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
POWHATAN	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
PRINCE EDWARD	$275,665	$352,950	$426,625	$530,150
NON-METRO
PRINCE GEORGE	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
PRINCE WILLIAM	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-

PULASKI	$292,100	$373,950	$452,000	$561,700
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA
RADFORD CITY	$292,100	$373,950	$452,000	$561,700
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA
RAPPAHANNOCK	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
RICHMOND	$275,665	$352,950	$426,625	$530,150
NON-METRO
RICHMOND CITY	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
ROANOKE	$275,665	$352,950	$426,625	$530,150
ROANOKE, VA
ROANOKE CITY	$275,665	$352,950	$426,625	$530,150
ROANOKE, VA
ROCKBRIDGE	$275,665	$352,950	$426,625	$530,150
NON-METRO
ROCKINGHAM	$277,150	$354,800	$428,850	$532,950
HARRISONBURG, VA
RUSSELL	$275,665	$352,950	$426,625	$530,150
NON-METRO
SALEM CITY	$275,665	$352,950	$426,625	$530,150
ROANOKE, VA
SCOTT	$275,665	$352,950	$426,625	$530,150
KINGSPORT-BRISTOL-BRISTOL, TN-VA
SHENANDOAH	$275,665	$352,950	$426,625	$530,150
NON-METRO
SMYTH	$275,665	$352,950	$426,625	$530,150
NON-METRO
SOUTHAMPTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
SPOTSYLVANIA	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-

STAFFORD	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-

STAUNTON CITY	$275,665	$352,950	$426,625	$530,150
STAUNTON-WAYNESBORO, VA
SUFFOLK CITY	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
SURRY	$275,665	$352,950	$426,625	$530,150
NON-METRO
SUSSEX	$535,900	$686,050	$829,250	$1,030,600
RICHMOND, VA
TAZEWELL	$275,665	$352,950	$426,625	$530,150
BLUEFIELD, WV-VA
VIRGINIA BEACH	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA

WARREN	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-

WASHINGTON	$275,665	$352,950	$426,625	$530,150
KINGSPORT-BRISTOL-BRISTOL, TN-VA
WAYNESBORO CITY	$275,665	$352,950	$426,625	$530,150
STAUNTON-WAYNESBORO, VA
WESTMORELAND	$275,665	$352,950	$426,625	$530,150
NON-METRO
WILLIAMSBURG CI	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA
WINCHESTER CITY	$281,750	$360,700	$436,000	$541,800
WINCHESTER, VA-WV

WISE	$275,665	$352,950	$426,625	$530,150
BIG STONE GAP, VA

WYTHE	$275,665	$352,950	$426,625	$530,150
NON-METRO

YORK	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Virginia

Virginia FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans Virginia

FHA VIRGINIA