FHA Home Loans Washington

FHA loans have been helping Washington residents since 1934

A Washington FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

Washington FHA Programs

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

Washington FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
ADAMS	*$275,665*	*$352,950*	*$426,625*	*$530,150*
OTHELLO, WA

ASOTIN	*$275,665*	*$352,950*	*$426,625*	*$530,150*
LEWISTON, ID-WA

BENTON	*$275,665*	*$352,950*	*$426,625*	*$530,150*
KENNEWICK-RICHLAND, WA
CHELAN	*$342,700*	*$438,700*	*$530,300*	*$659,050*
WENATCHEE, WA
CLALLAM	*$384,100*	*$491,700*	*$594,350*	*$738,650*
PORT ANGELES, WA
CLARK	*$408,250*	*$522,600*	*$631,750*	*$785,100*
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
COLUMBIA	*$275,665*	*$352,950*	*$426,625*	*$530,150*
WALLA WALLA, WA
COWLITZ	*$275,665*	*$352,950*	*$426,625*	*$530,150*
LONGVIEW, WA

DOUGLAS	*$342,700*	*$438,700*	*$530,300*	*$659,050*
WENATCHEE, WA

FERRY	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO
FRANKLIN	*$275,665*	*$352,950*	*$426,625*	*$530,150*
KENNEWICK-RICHLAND, WA
GARFIELD	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO
GRANT	*$275,665*	*$352,950*	*$426,625*	*$530,150*
MOSES LAKE, WA
GRAYS HARBOR	*$275,665*	*$352,950*	*$426,625*	*$530,150*
ABERDEEN, WA
ISLAND	*$327,750*	*$419,550*	*$507,150*	*$630,300*
OAK HARBOR, WA

JEFFERSON	*$322,000*	*$412,200*	*$498,250*	*$619,250*
NON-METRO

KING	*$592,250*	*$758,200*	*$916,450*	*$1,138,950*
SEATTLE-TACOMA-BELLEVUE, WA

KITSAP	*$310,500*	*$397,500*	*$480,450*	*$597,100*
BREMERTON-SILVERDALE, WA
KITTITAS	*$275,665*	*$352,950*	*$426,625*	*$530,150*
ELLENSBURG, WA
KLICKITAT	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO
LEWIS	*$275,665*	*$352,950*	*$426,625*	*$530,150*
CENTRALIA, WA
LINCOLN	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO
MASON	*$275,665*	*$352,950*	*$426,625*	*$530,150*
SHELTON, WA

OKANOGAN	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO

PACIFIC	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO

PEND OREILLE	*$275,665*	*$352,950*	*$426,625*	*$530,150*
SPOKANE-SPOKANE VALLEY, WA
PIERCE	*$592,250*	*$758,200*	*$916,450*	*$1,138,950*
SEATTLE-TACOMA-BELLEVUE, WA
SAN JUAN	*$483,000*	*$618,300*	*$747,400*	*$928,850*
NON-METRO
SKAGIT	*$315,100*	*$403,350*	*$487,600*	*$605,950*
MOUNT VERNON-ANACORTES, WA
SKAMANIA	*$408,250*	*$522,600*	*$631,750*	*$785,100*
PORTLAND-VANCOUVER-HILLSBORO, OR-WA

SNOHOMISH	*$592,250*	*$758,200*	*$916,450*	*$1,138,950*
SEATTLE-TACOMA-BELLEVUE, WA
SPOKANE	*$275,665*	*$352,950*	*$426,625*	*$530,150*
SPOKANE-SPOKANE VALLEY, WA
STEVENS	*$275,665*	*$352,950*	*$426,625*	*$530,150*
SPOKANE-SPOKANE VALLEY, WA
THURSTON	*$297,850*	*$381,300*	*$460,900*	*$572,800*
OLYMPIA-TUMWATER, WA
WAHKIAKUM	*$275,665*	*$352,950*	*$426,625*	*$530,150*
NON-METRO
WALLA WALLA	*$275,665*	*$352,950*	*$426,625*	*$530,150*
WALLA WALLA, WA
WHATCOM	*$320,850*	*$410,750*	*$496,500*	*$617,000*
BELLINGHAM, WA
WHITMAN	*$275,665*	*$352,950*	*$426,625*	*$530,150*
PULLMAN, WA

YAKIMA	*$275,665*	*$352,950*	*$426,625*	*$530,150*
YAKIMA, WA

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans Washington

Washington FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans Washington

FHA WASHINGTON