FHA Home Loans West Virginia

FHA loans have been helping West Virginia residents since 1934

A licensed West Virginia FHA Lender can offer you a better loan including:

Low down payments (if any)
Low closing costs
Easy credit qualifying
48 hour Streamline Refinancing

How it works:

√ Determine the best type of FHA loan that best fits your needs

√ Complete an easy 2 minute form

√ An FHA Loan Specialist will respond within 1 business day.

√ Review with no obligations your loan approval and locked rate.

As of January 1, 2016, Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.
Allowable refinance up to 115% of your homes value.
Let us help roll your closing costs into your loan total.

West Virginia FHA Lending Limits 2017

County Name	Single	Duplex	3 Unit	4 Unit
BARBOUR	$275,665	$352,950	$426,625	$530,150
NON-METRO

BERKELEY	$275,665	$352,950	$426,625	$530,150
HAGERSTOWN-MARTINSBURG, MD-WV
BOONE	$275,665	$352,950	$426,625	$530,150
CHARLESTON, WV
BRAXTON	$275,665	$352,950	$426,625	$530,150
NON-METRO
BROOKE	$275,665	$352,950	$426,625	$530,150
WEIRTON-STEUBENVILLE, WV-OH
CABELL	$275,665	$352,950	$426,625	$530,150
HUNTINGTON-ASHLAND, WV-KY-OH
CALHOUN	$275,665	$352,950	$426,625	$530,150
NON-METRO
CLAY	$275,665	$352,950	$426,625	$530,150
CHARLESTON, WV

DODDRIDGE	$275,665	$352,950	$426,625	$530,150
CLARKSBURG, WV

FAYETTE	$275,665	$352,950	$426,625	$530,150
BECKLEY, WV

GILMER	$275,665	$352,950	$426,625	$530,150
NON-METRO
GRANT	$275,665	$352,950	$426,625	$530,150
NON-METRO
GREENBRIER	$275,665	$352,950	$426,625	$530,150
NON-METRO
HAMPSHIRE	$281,750	$360,700	$436,000	$541,800
WINCHESTER, VA-WV
HANCOCK	$275,665	$352,950	$426,625	$530,150
WEIRTON-STEUBENVILLE, WV-OH
HARDY	$275,665	$352,950	$426,625	$530,150
NON-METRO

HARRISON	$275,665	$352,950	$426,625	$530,150
CLARKSBURG, WV
JACKSON	$275,665	$352,950	$426,625	$530,150
NON-METRO
JEFFERSON	$636,150	$814,500	$984,525	$1,223,475
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-
KANAWHA	$275,665	$352,950	$426,625	$530,150
CHARLESTON, WV
LEWIS	$275,665	$352,950	$426,625	$530,150
NON-METRO
LINCOLN	$275,665	$352,950	$426,625	$530,150
HUNTINGTON-ASHLAND, WV-KY-OH
LOGAN	$275,665	$352,950	$426,625	$530,150
LOGAN, WV
MARION	$275,665	$352,950	$426,625	$530,150
FAIRMONT, WV

MARSHALL	$275,665	$352,950	$426,625	$530,150
WHEELING, WV-OH

MASON	$275,665	$352,950	$426,625	$530,150
POINT PLEASANT, WV-OH
MCDOWELL	$275,665	$352,950	$426,625	$530,150
NON-METRO
MERCER	$275,665	$352,950	$426,625	$530,150
BLUEFIELD, WV-VA
MINERAL	$275,665	$352,950	$426,625	$530,150
CUMBERLAND, MD-WV
MINGO	$275,665	$352,950	$426,625	$530,150
NON-METRO
MONONGALIA	$275,665	$352,950	$426,625	$530,150
MORGANTOWN, WV

MONROE	$275,665	$352,950	$426,625	$530,150
NON-METRO

MORGAN	$275,665	$352,950	$426,625	$530,150
NON-METRO

NICHOLAS	$275,665	$352,950	$426,625	$530,150
NON-METRO
OHIO	$275,665	$352,950	$426,625	$530,150
WHEELING, WV-OH
PENDLETON	$275,665	$352,950	$426,625	$530,150
NON-METRO
PLEASANTS	$275,665	$352,950	$426,625	$530,150
NON-METRO
POCAHONTAS	$275,665	$352,950	$426,625	$530,150
NON-METRO
PRESTON	$275,665	$352,950	$426,625	$530,150
MORGANTOWN, WV

PUTNAM	$275,665	$352,950	$426,625	$530,150
HUNTINGTON-ASHLAND, WV-KY-OH

RALEIGH	$275,665	$352,950	$426,625	$530,150
BECKLEY, WV

RANDOLPH	$275,665	$352,950	$426,625	$530,150
ELKINS, WV
RITCHIE	$275,665	$352,950	$426,625	$530,150
NON-METRO
ROANE	$275,665	$352,950	$426,625	$530,150
NON-METRO
SUMMERS	$275,665	$352,950	$426,625	$530,150
NON-METRO
TAYLOR	$275,665	$352,950	$426,625	$530,150
CLARKSBURG, WV
TUCKER	$275,665	$352,950	$426,625	$530,150
NON-METRO
TYLER	$275,665	$352,950	$426,625	$530,150
NON-METRO

UPSHUR	$275,665	$352,950	$426,625	$530,150
NON-METRO

WAYNE	$275,665	$352,950	$426,625	$530,150
HUNTINGTON-ASHLAND, WV-KY-OH
WEBSTER	$275,665	$352,950	$426,625	$530,150
NON-METRO
WETZEL	$275,665	$352,950	$426,625	$530,150
NON-METRO
WIRT	$275,665	$352,950	$426,625	$530,150
PARKERSBURG-VIENNA, WV
WOOD	$275,665	$352,950	$426,625	$530,150
PARKERSBURG-VIENNA, WV
WYOMING	$275,665	$352,950	$426,625	$530,150
NON-METRO

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD & backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

Our goal is to help you find the best FHA Approved Lender who can help you secure home financing.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more

FHA News & Information

Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one�s savings, credit score, income and future needs. (2/27/17)
HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

FHA Home Loans West Virginia

West Virginia FHA Lending Limits 2017

FHA Loan Information

FHA News & Information

FHA Loans West Virginia

FHA WEST VIRGINIA